Chase has over 4,600 branches and 16,000 ATMs across the United States
Yes, Chase Bank operates physical locations in all 50 states. The bank maintains a network of branches where you can deposit checks, withdraw cash, open accounts, and speak with a banker in person. You can also use Chase ATMs at those branches and at thousands of other locations, including grocery stores, pharmacies, and other retailers.
The number of branches and ATMs varies significantly by state and region. Some states have dozens of Chase locations; others have only a handful. If you live in a rural area, the nearest Chase branch may be 30 or 40 miles away, while urban areas typically have multiple branches within a few miles of each other.
Key Takeaways
- Chase branches are located in all 50 states, but the density of locations varies widely depending on where you live.
- You can find the address, hours, and services offered at any Chase branch using the bank's branch locator tool on its website or mobile app.
- Chase ATMs are available at branches and at thousands of retail locations, and you can withdraw cash without a fee at any Chase ATM.
- If no Chase branch is near you, you can handle most banking tasks online, by phone, or through the mobile app without visiting a physical location.
How to find a Chase branch or ATM near you
The fastest way to locate a Chase branch or ATM is to use the branch locator on Chase's website. Go to chase.com, select "Locations" or "Find a Branch," enter your address or ZIP code, and the tool will show you nearby branches with their hours and the services each one offers. The same locator is available in the Chase mobile app.
When you search, the results show distance from your location, hours of operation, and which services are available at each branch. Some branches offer full services (account opening, loan applications, safe deposit boxes), while others are smaller and handle basic transactions only. The locator tells you which is which.
You can also call Chase customer service at 1-800-935-9935 to ask about branches and ATMs in your area. A representative can tell you the nearest location and whether it offers the specific service you need.
What you can do at a Chase branch in person
Chase branches handle deposits, withdrawals, and cash exchanges at the teller window. You can also open checking or savings accounts, explore for credit cards or loans, rent a safe deposit box, and speak with a banker about investment or wealth management services. Some branches have a mortgage specialist on staff.
Not every branch offers every service. Smaller branches may not have loan officers or safe deposit boxes. If you need a specific service, use the branch locator to confirm that location has it before you go, or call ahead to ask.
Chase ATM access and fees
You can withdraw cash and check your balance at any Chase ATM without paying a fee, even if you do not have a Chase account. Chase ATMs are located at branches and at thousands of retail locations including Target, Walgreens, CVS, and grocery stores. The branch locator shows ATM locations as well as full branches.
If you use an ATM that does not belong to Chase, you may be charged a fee by both Chase and the ATM operator. The fee varies but is typically $2 to $3 per transaction. To avoid fees, use a Chase ATM or visit a Chase branch.
Banking without a physical branch
If no Chase branch is convenient to you, you can handle most banking tasks online or through the mobile app. You can transfer money between accounts, pay bills, deposit checks by taking a photo with your phone, and manage your account 24 hours a day. You can also call Chase customer service to speak with a representative.
Some tasks do require a physical location. You cannot open a new account online in all cases, and you cannot deposit cash or get a cashier's check without visiting a branch or ATM. If you need to do those things regularly, distance to a branch matters more than if you mostly move money electronically.
Chase branch hours and holiday closures
Most Chase branches are open Monday through Friday from 9 a.m. to 5 p.m., with reduced hours on Saturday. Some branches stay open until 6 p.m. on weekdays or open on Sunday. Hours vary by location, so check the branch locator or call ahead before you go.
Chase branches are closed on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. ATMs remain available 24 hours a day, even when branches are closed.
Frequently Asked Questions
Can I deposit cash at a Chase ATM?
Yes. Most Chase ATMs accept cash deposits, and the money is usually available in your account within one business day. Some ATMs in very small locations may not have a deposit function, so if you are not sure, use the branch locator to find an ATM that accepts deposits or visit a branch instead.
Do I need an appointment to visit a Chase branch?
No appointment is required for basic transactions like deposits and withdrawals. If you want to open an account, explore for a loan, or discuss investment services, you can walk in, but calling ahead to schedule time with a banker can reduce your wait.
What if the nearest Chase branch is more than an hour away?
You can handle most banking online or through the mobile app, including transfers, bill pay, and check deposits by photo. For cash deposits or withdrawals, use a Chase ATM at a retail location if one is nearby. If you need to visit a branch, plan the trip when you have other errands in that area.
Can I use a Chase ATM if I bank with a different bank?
Yes. Anyone can withdraw cash from a Chase ATM without a fee, regardless of which bank they use. If you use an ATM from your own bank's network, you typically avoid fees, but Chase ATMs are free to all customers.