Bank of America's routing number in Texas is 111000025
If you're sending a wire transfer from a Bank of America account in Texas, you'll need the routing number 111000025. This nine-digit code tells the banking system which Bank of America location processes your account. Bank of America uses the same routing number for all Texas branches, so the number doesn't change based on which city your account is with.
The routing number is different from your account number. Your account number identifies your specific account, while the routing number identifies the bank and the processing center. When you wire money, you'll provide both pieces of information so the funds reach the right bank and the right account.
Key Takeaways
- Bank of America's routing number for wire transfers in Texas is 111000025, and it applies to all Texas branches.
- You can find your routing number on the bottom left of your checks, in your online banking portal, or by calling Bank of America customer service.
- The routing number is required for incoming wire transfers to your account and for outgoing wires you send from Bank of America.
- If you're sending money to someone else's Bank of America account in Texas, you'll provide this routing number along with their account number.
Where to find your routing number on a check
The easiest place to locate your routing number is on a blank check from your Bank of America account. Look at the bottom left corner of the check. You'll see three sets of numbers printed in magnetic ink. The first set of nine digits is your routing number. The second set is your account number, and the third is the check number.
If you don't have checks handy or prefer not to use them, you have other options. The routing number is the same for all Bank of America customers in Texas, so you don't need to dig through old paperwork.
How to find it in your online banking account
Log into your Bank of America online banking portal or mobile app. Navigate to the account details or account information section — the exact location varies slightly depending on whether you're using a computer or phone, but it's usually under "Account" or "Settings."
Once you're in account details, look for a section labeled "Routing Number," "Bank Information," or "Wire Transfer Information." Bank of America displays the routing number clearly in this section. You can also find your full account number here, which you'll need alongside the routing number when sending or receiving a wire.
Calling Bank of America to confirm the routing number
If you want to verify the routing number before sending a wire, you can call Bank of America's customer service line. Have your account number ready when you call. A representative will confirm that 111000025 is the correct routing number for wire transfers from your Texas account.
This is a good step if you're sending a large wire transfer and want to double-check everything before the money leaves your account. Once a wire is sent, it cannot be reversed, so confirming the routing number and account number ahead of time prevents costly mistakes.
Using the routing number for incoming and outgoing wires
When someone sends you money via wire transfer to your Bank of America account in Texas, they'll need to provide your bank with the routing number 111000025 along with your account number. The routing number directs their bank to send the funds to Bank of America's processing center in Texas.
When you send a wire transfer from your Bank of America account, you'll provide the recipient's bank's routing number, not Bank of America's. For example, if you're sending money to someone with a Wells Fargo account, you'd use Wells Fargo's routing number. Bank of America will use its own routing number to send the funds out on your behalf.
What happens if you use the wrong routing number
If you accidentally use an incorrect routing number when sending a wire, the funds may be delayed or sent to the wrong bank. The sending bank will try to correct the error, but this process can take several business days. In some cases, the funds are returned to the sender, and you'll have to resend the wire with the correct information.
If you're receiving a wire and someone uses the wrong routing number, the money won't reach your Bank of America account. The sender's bank will eventually return the funds to them. This is why it's worth taking a moment to confirm the routing number before initiating any wire transfer, especially for large amounts.
Frequently Asked Questions
Is the routing number different for each Bank of America branch in Texas?
No. All Bank of America branches in Texas use the same routing number: 111000025. It doesn't matter whether your account is in Houston, Dallas, Austin, or any other Texas city — the routing number stays the same for wire transfers.
Can I use the routing number from my debit card?
Your debit card doesn't display a routing number. The routing number appears only on checks and in your online banking account details. If you need the routing number and don't have a check, log into your Bank of America account online or call customer service.
Do I need a different routing number for ACH transfers versus wire transfers?
Bank of America may use different routing numbers depending on the type of transfer. For wire transfers specifically, use 111000025. If you're setting up an ACH transfer (which is slower but cheaper), check your Bank of America account or call to confirm the correct routing number for that type of transfer.
What if I'm sending money to a Bank of America account outside of Texas?
Bank of America uses the same routing number for wire transfers to accounts anywhere in the United States. The routing number 111000025 works for wire transfers to Bank of America accounts in any state. The account holder's location doesn't change the routing number you use.
How long does a wire transfer take once I provide the correct routing number?
Wire transfers typically arrive within one business day when you use the correct routing number. If you send the wire during business hours on a weekday, it often arrives the same day. Wires sent on weekends or after business hours are usually processed the next business day.