Tax loss harvesting is a strategy where investors sell securities at a loss to offset gains elsewhere in their portfolio, potentially reducing their tax bill. People land on this page to understand how the strategy works, what situations make it useful, and what rules they need to follow when putting it into practice.
The articles here answer practical questions: how selling at a loss can lower your taxes, what the wash-sale rule prevents you from doing, how to track losses across different accounts, and when it makes sense to harvest losses versus hold onto an investment. You'll also find information about timing considerations and how this strategy fits into different types of investment accounts.