Bank of America's routing number for Georgia wire transfers is 061000104
When you send a wire transfer from a Bank of America account in Georgia, you need the nine-digit routing number that identifies your bank to the Federal Reserve. Bank of America uses 061000104 for all wire transfers originating from Georgia branches and online accounts. This number is the same whether you are wiring money domestically within the United States or sending it internationally — the routing number tells the receiving bank's system where your money came from.
The routing number is different from your account number. Your account number identifies your specific account at Bank of America; the routing number identifies Bank of America itself within the banking system. You will need both pieces of information to complete a wire transfer, along with the recipient's bank details.
Key Takeaways
- Bank of America's routing number for Georgia wire transfers is 061000104, and this number works for all wire transfers sent from Georgia accounts.
- The routing number is not the same as your account number — you need both to send a wire transfer.
- You can find your routing number on the bottom left of your checks, in your Bank of America online banking portal, or by calling Bank of America customer service.
- Wire transfers using the correct routing number typically process within one business day for domestic transfers.
- Double-check the routing number before sending because wire transfers cannot be reversed once the money leaves your account.
Where to find your routing number on your checks
If you have Bank of America checks, the routing number appears in the bottom left corner of each check. It is the first set of nine digits printed in magnetic ink. The format is always nine digits with no dashes or spaces, though some check layouts may print it with dashes for readability — when you enter it into a wire transfer form, use only the nine digits.
The routing number on your checks is specific to the branch where your account was opened or the region where you live. Since you opened your account in Georgia, your checks will show 061000104. If you moved to another state and opened a new account there, that account's routing number might be different, even though it is still a Bank of America account.
How to find your routing number online
Log into your Bank of America online banking account and navigate to the account details or account information section. Most users find this under "Account Services" or by clicking on the specific account they want to wire from. Bank of America displays the routing number alongside your account number in this section.
If you use the Bank of America mobile app, open the account you plan to wire from and look for an option labeled "Account Details," "Account Info," or "View Account Number." The routing number appears there as well. You do not need to call or visit a branch to find this information — it is available when ready in your online account.
Calling Bank of America customer service for your routing number
You can also call Bank of America's customer service line at 1-800-432-1000 to confirm your routing number. Have your account number ready when you call. A representative will verify your identity and provide the routing number for your specific account. This method is useful if you want to confirm the number before sending a large wire transfer or if you do not have access to your checks or online account at that moment.
Bank of America customer service is available 24 hours a day, seven days a week. Wait times are typically shorter during business hours on weekdays. If you are calling from outside the United States, Bank of America has international phone numbers listed on its website.
What information you need to send a wire transfer
Before you initiate a wire transfer, gather these details: your Bank of America account number, the recipient's full name, the recipient's bank name and address, the recipient's account number, and the recipient's bank routing number. For international wire transfers, you may also need the recipient's SWIFT code or IBAN (International Bank Account Number), depending on the country.
Bank of America charges a fee for outgoing wire transfers — the amount varies depending on whether the transfer is domestic or international and whether you send it online or in person. Check your account terms or call customer service to confirm the current fee before you send the wire.
Common mistakes when using a routing number for wire transfers
The most common error is confusing the routing number with the account number. The routing number (061000104) is nine digits and identifies Bank of America. Your account number is typically 10 digits and identifies your specific account. Both must be correct for the wire to reach the right place.
Another frequent mistake is entering the routing number incorrectly. Even one wrong digit will cause the wire to fail or be delayed. Before you submit the wire transfer, read the routing number back to yourself digit by digit: 0-6-1-0-0-0-1-0-4. If you are uncertain, verify it a second time using a different source — your checks, your online account, or a phone call to Bank of America.
Wire transfers cannot be reversed once they leave your account, so taking 30 seconds to double-check the routing number and recipient information is worth the time. If a wire fails because of an incorrect routing number, Bank of America will return the money to your account, but this process can take several business days.
Domestic versus international wire transfers from Georgia
For domestic wire transfers within the United States, you use the routing number 061000104 along with the recipient's account number and their bank's routing number. The transfer typically processes within one business day.
For international wire transfers, you still use 061000104 as your Bank of America routing number, but the recipient's bank information works differently. Instead of a routing number, international recipients have a SWIFT code (an eight or 11-character code that identifies their bank globally) or an IBAN (a longer account identifier used in Europe and some other regions). Ask the recipient which code their bank uses before you send the wire. International transfers usually take three to five business days and may include currency conversion fees.
Frequently Asked Questions
Is the routing number 061000104 the same for all Bank of America customers in Georgia?
Yes. All Bank of America wire transfers from Georgia accounts use 061000104. The routing number does not change based on which branch you opened your account at or which Bank of America location you visit. It is the same for online wire transfers and in-person wire transfers.
What happens if I use the wrong routing number?
If you enter an incorrect routing number, the wire transfer will either fail and return to your account, or it may be sent to a different bank. Bank of America will not process the wire if the routing number does not match a valid bank in the Federal Reserve system. If the money goes to the wrong bank, you will need to contact that bank and Bank of America to trace and recover the funds, which can take weeks.
Do I need a different routing number if I am wiring money internationally?
No. You still use 061000104 as your Bank of America routing number for international wire transfers. The recipient's bank information changes — they provide a SWIFT code or IBAN instead of a routing number — but your routing number stays the same.
Can I find my routing number on my debit card?
No. Your Bank of America debit card does not display the routing number. You can find it on your checks, in your online banking account, or by calling customer service. The routing number is only printed on checks and displayed in banking portals.
How long does a wire transfer take once I submit it with the correct routing number?
Domestic wire transfers typically process within one business day. If you send the wire before the bank's cutoff time (usually 2 p.m. Eastern Time on business days), it may process the same day. International wire transfers usually take three to five business days depending on the recipient's country and bank.