Bank of America's routing number in Georgia depends on which branch or service you use

Bank of America does not assign a single routing number to the entire state of Georgia. Instead, the routing number you need depends on whether you are sending money from a specific Bank of America branch in Georgia, receiving money into a Georgia account, or using Bank of America's online or mobile wire transfer service. The most commonly used routing number for Bank of America wire transfers nationwide, including those involving Georgia accounts, is 026009593.

If you are wiring money out of a Bank of America account held at a Georgia branch, your bank statement or the Bank of America website will show the correct routing number for your specific account. If you are receiving a wire transfer into a Bank of America account in Georgia, you will give the sender this routing number along with your account number and full name.

Routing numbers are nine-digit codes that identify which bank and which branch processes your transaction. For wire transfers, the routing number tells the sending bank where to direct the money. Getting it wrong can delay your transfer or send the money to the wrong account.

Key Takeaways

  • Bank of America's primary routing number for wire transfers is 026009593, which works for most Georgia accounts.
  • Your specific Bank of America branch may have a different routing number, which you can find on your statement or by calling your branch directly.
  • When receiving a wire transfer, provide the routing number along with your account number and full legal name to the sender.
  • Double-check the routing number before sending a wire transfer, because wires cannot always be reversed once sent.

How to find your routing number on a Bank of America statement

Your Bank of America checking or savings account statement lists your routing number in the bottom left corner, usually near your account number. The routing number appears on every check you receive as well — it is the first set of nine digits at the bottom left of the check, before your account number.

If you have not received a statement recently, you can log into your Bank of America online account or mobile app and view your account details. The routing number is displayed under your account information. You can also call the customer service number on the back of your debit card and ask for your routing number.

When to use 026009593 versus a branch-specific routing number

The routing number 026009593 is Bank of America's main wire transfer routing number and works for accounts held at most Bank of America locations, including Georgia branches. This is the number you should provide to someone sending you a wire transfer unless your bank statement shows a different routing number for your account.

Some Bank of America branches, particularly older locations or those that were acquired from other banks, may have retained their own routing numbers. If your statement shows a different nine-digit number, use that one instead. Using the wrong routing number can cause the wire to be rejected or delayed while the sending bank tries to locate the correct destination.

Information you need to receive a wire transfer into a Bank of America Georgia account

To receive a wire transfer, you must provide the sender with four pieces of information: your routing number, your account number, your full legal name as it appears on the account, and the name and address of your Bank of America branch. The sender's bank will use all four to confirm they are sending money to the correct person and account.

Write down your routing number and account number together and keep them in a safe place. When you give this information to someone, make sure they write it down correctly — a single digit wrong in either number can send the wire to the wrong account or cause it to fail.

Sending a wire transfer from your Bank of America Georgia account

If you are sending a wire transfer from a Bank of America account in Georgia, you do not need to know your own routing number — Bank of America's system will use it automatically. You will need the routing number of the bank where the money is going, along with the recipient's account number, full name, and the amount you want to send.

You can initiate a wire transfer through Bank of America's website, mobile app, or by visiting a branch in person. Online and mobile transfers usually process the same business day if submitted before the cutoff time, typically 2 p.m. Eastern Time. Transfers submitted after that time or on weekends may process the next business day.

Differences between routing numbers and SWIFT codes

A routing number is used only for transfers within the United States. If you are sending or receiving money from outside the United States, you will need a SWIFT code instead. Bank of America's SWIFT code is BOFAUS3N. Some international transfers require both the SWIFT code and a routing number, depending on the sending bank's requirements.

Ask the sender or recipient which code they need before you provide it. Using a routing number when a SWIFT code is required, or vice versa, will cause the transfer to fail or be delayed.

Frequently Asked Questions

Is the routing number the same for all Bank of America branches in Georgia?

Most Bank of America branches in Georgia use the main routing number 026009593, but some branches may have different routing numbers. Check your account statement to confirm which routing number is tied to your specific account. Your statement is the most reliable source.

What happens if I use the wrong routing number?

If you provide an incorrect routing number, the wire transfer may be rejected by the receiving bank, or it may be sent to the wrong account. The sending bank can sometimes recall the transfer, but this process takes time and is not always successful. Always verify the routing number before sending a wire.

Can I use the same routing number for checks and wire transfers?

Yes. The routing number on your checks is the same one you use for wire transfers. Both checks and wires use the same nine-digit routing number to identify your bank and branch.

Do I need a routing number to transfer money between my own Bank of America accounts?

No. Transfers between your own Bank of America accounts do not require a routing number. You can move money between your accounts through the Bank of America app or website by selecting the accounts and the amount. These transfers are usually when ready.

Where do I find Bank of America's SWIFT code for international transfers?

Bank of America's SWIFT code is BOFAUS3N. You will need this code if you are sending or receiving money from a bank outside the United States. Some international transfers require both the SWIFT code and a routing number, so confirm with the other bank which information they need.