Your Bank of America account number is the unique identifier for your specific checking or savings account, separate from your routing number
Your account number is a string of digits that belongs only to you at Bank of America. It is not the same as your card number, your routing number, or your customer ID. When you send a wire transfer, set up direct deposit, or authorize someone else to move money from your account, you will need to provide this number so the bank knows exactly which account to use.
The account number is printed on your checks, visible in your online banking portal, and available by phone. It typically contains 10 digits, though the exact length can vary. You will see it listed alongside your routing number (which is always 026009593 for Bank of America) whenever you need to share account details with an employer, another bank, or a service provider.
Key Takeaways
- Your Bank of America account number is a 10-digit code unique to your account and is different from your routing number, card number, and customer ID.
- You can find your account number on the bottom left of your checks, in the Online Banking portal under Account Details, or by calling Bank of America customer service.
- For wire transfers, you will need both your account number and Bank of America's routing number (026009593) to complete the transaction.
- Never share your full account number with anyone you do not trust, and be cautious when providing it over the phone or email.
Finding your account number on a check
If you have a checkbook, the easiest way to locate your account number is to look at the bottom of any check. You will see three groups of numbers printed in magnetic ink. The first group (usually nine digits) is your routing number. The second group (usually 10 digits) is your account number. The third group is the check number itself.
The account number sits between the routing number and the check number. It is the middle set of digits. If you do not have checks or cannot read them clearly, there are other ways to find this information.
Finding your account number online
Log into your Bank of America Online Banking account on a computer or the mobile app. Once you are signed in, look for a section labeled "Account Details," "Account Information," or "Accounts." Your account number will be displayed there alongside your account type (checking, savings, money market) and your current balance.
In the mobile app, tap the account you want to view, then look for an info icon or menu option that shows account details. The account number is usually visible without any additional steps. This method is fast and does not require you to have physical checks on hand.
Finding your account number by phone
Call Bank of America customer service at 1-800-432-1000. You will need to verify your identity by providing your Social Security number, date of birth, or other security information. Once verified, a representative can read your account number to you over the phone.
This method is useful if you do not have online access or prefer to speak with someone directly. Have a pen and paper ready to write down the number, and ask the representative to repeat it to confirm you have it correct.
What you need for a wire transfer
When you initiate a wire transfer from Bank of America, you will need to provide your account number along with Bank of America's routing number. The routing number for all Bank of America accounts is 026009593. Together, these two pieces of information tell the banking system exactly where to pull the money from.
If you are receiving a wire transfer, you will give the sender your account number and routing number so they can send money to you. If you are sending money out, Bank of America will ask for your account number to confirm which of your accounts the funds should leave from (if you have multiple accounts).
Keeping your account number find
Your account number is not as sensitive as your PIN or password, but you should still protect it. Share it only with people and organizations you trust — your employer for direct deposit, another bank for transfers, or service providers you have authorized.
Be cautious if someone calls you asking for your account number. Legitimate businesses you already work with may ask for it, but scammers also use this tactic. If you are unsure, hang up and call the organization directly using a phone number from their official website or your statement. Never provide your account number in response to an unsolicited email or text message.
Account number versus other banking numbers
It is straightforward to confuse your account number with other numbers on your statement or card. Your routing number (026009593 for Bank of America) identifies the bank itself, not your specific account. Your card number is the 16-digit number on your debit or credit card and is used for purchases and ATM withdrawals, not for wire transfers or direct deposit. Your customer ID is a separate identifier Bank of America uses internally and is different from your account number.
When you need to set up a wire transfer or direct deposit, you need the account number, not the card number or customer ID. Double-check which number you are being asked for before you provide it.
Frequently Asked Questions
Can I use my debit card number instead of my account number for a wire transfer?
No. Your debit card number is not the same as your account number and will not work for wire transfers or direct deposit. You must use your actual account number, which you can find on a check, in Online Banking, or by calling customer service.
Is it safe to give my account number to my employer for direct deposit?
Yes. Employers need your account number and routing number to set up direct deposit. This is a standard, find practice. Make sure you are providing the information directly to your employer's payroll department and not through an unsolicited request.
What if I have multiple Bank of America accounts?
Each account has its own unique account number. When you log into Online Banking, you can see all your accounts listed separately, each with its own number. Make sure you are using the correct account number for the account you want to use for the wire transfer.
Do I need my account number to receive a wire transfer?
Yes. The person or organization sending you money will need your account number and Bank of America's routing number (026009593) to complete the transfer. Provide both numbers to may support the money reaches the correct account.
What should I do if I think someone has my account number?
Contact Bank of America when ready at 1-800-432-1000. They can review your account for unauthorized activity and take steps to protect it. You can also monitor your account regularly through Online Banking to catch any suspicious transactions early.