Wells Fargo branches are closed on Presidents Day
Wells Fargo observes Presidents Day as a federal holiday and closes all branch locations on that day. This means you cannot visit a physical branch, speak to a banker in person, or conduct in-branch transactions on Presidents Day.
Presidents Day falls on the third Monday in February each year. In 2025, it will be February 17. In 2026, it will be February 16. The holiday changes annually, so if you are planning a banking trip, check your calendar to avoid showing up to a closed branch.
Even though branches are closed, many of your banking needs can still be handled through Wells Fargo's digital channels on Presidents Day — online banking, the mobile app, ATMs, and phone support remain available. The closure affects only the physical locations where you would normally walk in and speak to a teller or banker.
Key Takeaways
- All Wells Fargo branch locations close on Presidents Day, which occurs on the third Monday in February each year.
- ATMs, online banking, and the Wells Fargo mobile app work normally on Presidents Day, even when branches are closed.
- Phone banking support is available on Presidents Day if you need to speak with a representative, though wait times may be longer.
- If you need to deposit a check or withdraw cash on Presidents Day, use an ATM or mobile deposit through the app.
- Direct deposits and wire transfers do not process on Presidents Day and will complete the next business day instead.
What you can still do on Presidents Day
Just because branches are closed does not mean your banking stops. Wells Fargo ATMs operate 24/7, including on Presidents Day. You can withdraw cash, deposit checks using the ATM's envelope slot, check your balance, and transfer money between your own accounts at any Wells Fargo ATM.
The Wells Fargo mobile app and online banking portal stay open on Presidents Day. You can transfer money between accounts, pay bills, check your balance, set up alerts, review transactions, and manage your accounts from your phone or computer at any time.
Mobile deposit — the feature that lets you photograph a check and deposit it through the app — works on Presidents Day. The check will be processed when banking resumes the next business day, but you can submit it anytime, including the holiday itself.
Phone and digital support on Presidents Day
Wells Fargo's phone banking line remains staffed on Presidents Day. You can call the number on the back of your debit or credit card to speak with a representative about account questions, fraud concerns, card blocks, or other issues that require a person on the other end.
Response times may be longer than usual because fewer staff members are working, but the service is available. If you prefer not to wait on hold, the mobile app and online banking portal can handle most routine requests without speaking to anyone — transferring funds, paying bills, and checking balances do not require a representative.
Planning ahead for Presidents Day banking
If you need to do something that requires a branch visit — such as ordering a cashier's check, getting a document notarized, discussing a loan, or opening a new account — plan to do it the business day before or after Presidents Day. Branches reopen on Tuesday morning following the holiday.
If you are expecting a deposit or payment to post on Presidents Day, remember that the banking system does not process transactions on federal holidays. Deposits made on Presidents Day will not show in your account until the next business day. This includes payroll direct deposits, which will arrive on the next business day if your employer's normal deposit date falls on the holiday.
Wire transfers and ACH transfers also pause on federal holidays. If you need to send money urgently, send it before Presidents Day so it clears on time. Transfers initiated on Presidents Day will begin processing the next business day.
Other Wells Fargo holidays when branches close
Presidents Day is one of several federal holidays when Wells Fargo branches close. New Year's Day, Martin Luther King Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas are also branch closure days.
ATMs, online banking, and phone support remain available on all these holidays. The only service that stops is in-person branch transactions. If you have a banking need on any federal holiday, check whether it can be handled through the app, online portal, or ATM before assuming you need to wait for a branch to reopen.
What happens to payments and important date on Presidents Day
If your credit card payment is due on Presidents Day, your payment important date automatically moves to the next business day. Wells Fargo does not charge a late fee if you pay on Tuesday instead of Monday. The same rule applies to loan payments and other recurring bills due on the holiday.
Payments you submit through online bill pay before Presidents Day will process on schedule. If you submit a payment on Presidents Day itself, it will process the next business day, so plan accordingly if you are cutting it close to a important date.
Frequently Asked Questions
Can I use my Wells Fargo debit card on Presidents Day?
Yes. Your debit card works at any ATM and any merchant on Presidents Day. The holiday only affects Wells Fargo branch locations, not the card network itself or ATM access.
Will my direct deposit post on Presidents Day?
No. Direct deposits do not process on federal holidays. If your employer normally deposits on Presidents Day, the deposit will arrive the next business day instead.
Can I deposit a check at a Wells Fargo ATM on Presidents Day?
Yes. ATMs accept check deposits 24/7, including on Presidents Day. The check will be processed and the funds will appear in your account the next business day.
What if I need to speak to someone about a problem on Presidents Day?
Call the phone banking number on the back of your card. Representatives are available on Presidents Day, though wait times may be longer than usual. For non-urgent issues, you can also message Wells Fargo through the mobile app or handle the issue yourself through online banking.
Are Wells Fargo credit card payments due on Presidents Day?
If your payment due date falls on Presidents Day, your payment is due the next business day instead. Wells Fargo automatically extends the important date for payments that would otherwise be due on a federal holiday, so you will not be charged a late fee.