What a Truist routing number is and where to use it
A routing number is a nine-digit code that identifies which bank or credit union holds your account. Truist Bank's routing number tells the financial system where to send money when you receive a direct deposit, pay a bill by check, or set up an automatic transfer. The routing number is not secret — it appears on the bottom left of every Truist check you receive.
Truist does not have a single routing number for all customers. The number depends on which state your account was opened in and which Truist predecessor bank originally issued your account. If you opened an account with BB&T, SunTrust, or another bank that merged into Truist, your routing number reflects that history.
You need your routing number when you set up direct deposit with an employer, arrange automatic bill payments, or receive a wire transfer. You will also need it if you move money between your Truist account and an account at another bank.
Key Takeaways
- Truist routing numbers are nine-digit codes specific to the state where your account was opened and the predecessor bank that issued it.
- Your routing number appears on the bottom left of your Truist checks, before your account number.
- You can find your routing number by logging into Truist Online Banking, calling Truist customer service, or visiting a Truist branch in person.
- Different Truist routing numbers exist for different states and account types, so confirm you have the correct one before setting up transfers or direct deposit.
How to find your routing number on a Truist check
The easiest way to locate your routing number is to look at a Truist check. At the bottom left of the check, you will see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number. The second group is your account number, and the third is the check number.
If you do not have a Truist check in front of you, this method will not work. But if you have ordered checks from Truist or received them when you opened your account, a single check gives you everything you need.
Finding your routing number through Truist Online Banking
Log into your Truist Online Banking account using your username and password. Once you are signed in, navigate to the account details or account information section — the exact location varies depending on whether you are using the website or the mobile app.
In the account details area, you should see your routing number listed alongside your account number and other account information. Some Truist accounts display this information on the main account page; others require you to click into a specific account to view it. If you cannot locate it after checking the main account page, look for a link labeled "Account Details," "Account Information," or "Routing Number."
This method works only if you have already set up online banking access. If you have not yet registered, you can do so on the Truist website using your Social Security number and other identifying information.
Calling Truist customer service for your routing number
You can reach Truist customer service by calling 1-800-872-2657. Have your account number ready when you call, though the representative may ask for other identifying information like your Social Security number or the last four digits of your card to verify your identity.
Customer service representatives can tell you your routing number over the phone and can also confirm which routing number to use if you have multiple Truist accounts or if you are unsure whether your account is associated with a specific predecessor bank. Wait times vary depending on the time of day and day of the week.
Visiting a Truist branch to confirm your routing number
You can walk into any Truist branch and ask a teller or banker for your routing number. Bring a form of identification and your account number if you have it. The staff member can provide your routing number when ready and can also print it for you if you need written documentation.
This option works well if you prefer to handle banking in person or if you want to ask other questions about your account at the same time. Branch hours vary by location, so check the Truist website or call ahead to confirm when your nearest branch is open.
Truist routing numbers by state and predecessor bank
Truist was formed in 2019 when BB&T and SunTrust merged. Accounts opened before the merger may still be associated with routing numbers from the original bank. Common Truist routing numbers include 061000104 for North Carolina, 067000007 for Florida, and 051000017 for Georgia, but many others exist depending on where your account was opened and which predecessor bank issued it.
If you are not certain which routing number belongs to your account, do not guess. Using the wrong routing number can delay a direct deposit, cause a bill payment to fail, or send a transfer to the wrong place. Always verify your routing number through one of the methods above before you provide it to an employer, biller, or another financial institution.
What to do if you have multiple Truist accounts
If you hold more than one account at Truist — for example, a checking account and a savings account — both accounts may share the same routing number. However, if your accounts were opened at different times or at different Truist locations, or if one account came from a predecessor bank merger, they could have different routing numbers.
When you set up direct deposit or automatic transfers, confirm which account the money should go into and verify that you are using the correct routing number for that specific account. Truist Online Banking shows the routing number for each account separately, so check the details for the account you are actually using rather than assuming all your accounts share one number.
Frequently Asked Questions
Is the routing number on my Truist debit card the same as the one on my check?
No. Your debit card does not display a routing number. The routing number appears only on checks and in your account details through online banking or by phone. If you need your routing number and do not have a check, use online banking or call customer service.
Can I use any Truist routing number, or does it have to match my specific account?
You must use the routing number for your specific account. Using a different Truist routing number can cause transfers and direct deposits to fail or go to the wrong account. Always verify the routing number matches the account you intend to use.
What happens if I give someone the wrong routing number?
A direct deposit or transfer sent to the wrong routing number may be rejected, delayed, or sent to another Truist customer's account. If this happens, contact Truist customer service when ready so they can trace the transaction and correct it.
Do I need my routing number to transfer money between two of my own Truist accounts?
Not always. If you are transferring money between your own accounts within Truist Online Banking, the system handles the routing automatically. You only need the routing number if you are setting up a transfer through an external bank or service.