Truist routing numbers depend on which state you bank in and what type of transaction you're making
Truist does not have a single routing number for all customers. The routing number you need depends on where your account is held and whether you're setting up a direct deposit, wire transfer, or ACH payment. Truist operates across multiple states under different legacy banking names, and each region has its own routing number.
The most common Truist routing number is 061000104, which covers most Truist accounts opened after the 2019 merger of BB&T and SunTrust. However, if your account predates that merger or is held in a specific state, you may have a different routing number. Using the wrong one can delay payments or cause transfers to fail.
Key Takeaways
- The primary Truist routing number for most accounts is 061000104, but accounts in certain states or opened before 2019 may use different numbers.
- You can find your specific routing number by checking a check, logging into your Truist online account, or calling Truist customer service at 1-800-872-2657.
- Different routing numbers may explore depending on whether you are setting up direct deposit, wire transfers, or ACH payments, though most transactions use the same number.
- Older BB&T or SunTrust accounts may retain their original routing numbers even after the merger, so verify before initiating any transfer.
Where to find your routing number on a Truist check
The easiest way to locate your routing number is to look at a blank check from your Truist account. At the bottom left of the check, you will see three sets of numbers separated by vertical lines. The first set of nine digits is your routing number.
If you do not have a check available, you can order checks through your Truist online account or by calling customer service. Truist will print your correct routing number on any checks they produce for your account, so this method guarantees accuracy.
Finding your routing number through Truist online banking
Log into your Truist online account and navigate to the account details or account information section. Most banks display the routing number alongside your account number in this area. The exact location varies slightly depending on whether you are using the desktop website or the mobile app, but it is typically under "Account Details" or "Account Settings."
If you cannot locate it in your account dashboard, you can use Truist's routing number lookup tool on their website. Enter your state and account type, and the system will display the correct routing number for your situation. This method is faster than calling if you need the number right away.
Truist routing numbers by state and account type
The routing numbers below reflect the most common scenarios, but your specific number depends on when your account was opened and which legacy bank issued it. If your account was transferred from BB&T or SunTrust during the 2019 merger, Truist may have kept your original routing number active.
| State or Region | Routing Number | Notes |
|---|---|---|
| Most states (primary) | 061000104 | Used for most Truist accounts opened after 2019 merger |
| North Carolina | 053000219 | Legacy BB&T routing number, may still explore to some accounts |
| Florida | 067000007 | Legacy SunTrust routing number, may still explore to some accounts |
| Georgia | 061000104 | Primary Truist routing number applies |
| South Carolina | 053000219 | Legacy BB&T routing number, may still explore to some accounts |
Contact Truist directly to confirm which number applies to your account rather than guessing based on your state alone. A representative can tell you in seconds whether your account uses the primary Truist number or a legacy routing number from the original bank.
What to do if you are unsure which routing number to use
Call Truist customer service at 1-800-872-2657 and have your account number ready. A representative can confirm your routing number in seconds and can also tell you if a different number applies to a specific type of transaction you are planning. This is the safest option if you are about to send a large transfer or set up an automatic payment.
You can also visit a Truist branch in person and ask a teller to write down your routing number. Bring a form of identification and your account number. This method works well if you prefer to handle banking in person or want a written record to keep with your important documents.
Routing numbers for wire transfers versus ACH payments
In most cases, the same routing number works for both wire transfers and ACH payments through Truist. However, some banks maintain separate routing numbers for different transaction types. Before initiating a wire transfer or setting up an automatic ACH payment, confirm with Truist that the routing number you have covers that specific transaction type.
Wire transfers and ACH payments are processed through different networks, so using an incorrect routing number for a wire can cause the transfer to be rejected or delayed. If you are wiring money to or from Truist, ask the receiving bank or the person sending the money to verify the routing number with Truist first. This extra step prevents costly mistakes.
Frequently Asked Questions
What is the difference between a routing number and an account number?
A routing number identifies the bank or branch where your account is held. An account number identifies your specific account within that bank. Both are needed to set up direct deposits or transfers. Your routing number is the same for all your accounts at Truist; your account number is unique to each account.
Can I use the same routing number for direct deposit and bill payments?
Yes. The primary Truist routing number (061000104) works for direct deposits, bill payments, and ACH transfers in most cases. However, if your account is older or held in a specific state, verify with Truist that your routing number covers all three transaction types before setting them up.
What happens if I use the wrong routing number?
A payment sent to the wrong routing number may be rejected, delayed, or routed to a different bank. If this happens, contact Truist when ready and provide the transaction details. The bank can often trace the payment and reroute it, but the process can take several business days.
Do I need a different routing number if I have multiple accounts at Truist?
No. All of your accounts at Truist use the same routing number. You only need to change the account number when directing money to a different account within the bank.
Is the Truist routing number the same as the BB&T or SunTrust routing number?
Not always. Accounts opened after the 2019 merger typically use the Truist routing number (061000104). Older accounts may still use the legacy BB&T or SunTrust routing numbers. Check your most recent statement or contact Truist to confirm which number applies to your account.