Where to find your routing number in Truist

Your routing number appears in the Truist app under your account details. Open the Truist mobile app, tap the account you need the routing number for, then look for a menu option labeled "Account Details," "Account Information," or "Routing & Account Number." The routing number will display alongside your account number. On some screens, you may see it listed as "ABA Routing Number" — this is the same thing.

If you cannot find it in the app, the routing number for any Truist account is 061000104, which is Truist's standard routing number across all locations. You can use this number for direct deposits, wire transfers, and ACH payments without opening the app.

The routing number does not change based on which branch you opened your account at or which state you live in. Truist uses the same routing number nationwide.

Key Takeaways

  • Truist's routing number is 061000104 for all accounts and all locations.
  • You can find your routing number in the Truist app by opening your account and selecting Account Details or Account Information.
  • The routing number is the same whether you use it for direct deposit, wire transfers, or ACH payments.
  • You do not need to open the app to use your routing number — you can enter 061000104 directly into any form that asks for it.

What you need the routing number for

Your routing number tells banks and employers where to send money to you. When you set up direct deposit for a paycheck or tax refund, you provide your routing number and account number together. The routing number directs the payment to Truist, and the account number directs it to your specific account within Truist.

You also need your routing number when you set up automatic bill payments from your Truist account, when you receive an ACH transfer from another person or business, or when you wire money out of your account. Any time money moves between banks, the routing number identifies which bank holds the receiving account.

Routing number vs. account number

These two numbers work together but do different jobs. Your routing number identifies Truist as the bank. Your account number identifies your specific account within Truist. You need both to receive money, but only the routing number to send money out.

If you give someone only your routing number, they cannot deposit money into your account — they need the account number too. If you give them only your account number without the routing number, they will not know which bank to send it to. Both pieces of information are required for most transactions.

Finding your account number at the same time

When you open Account Details in the Truist app, you will see both your routing number and your account number on the same screen. Your account number is typically 10 to 12 digits long and appears next to the routing number. Write both down or take a screenshot if you need them for a form.

You can also find both numbers on the bottom left of any check you have from your Truist account. The routing number comes first, then your account number, then the check number. This is a quick way to look them up without opening the app.

Using the routing number for direct deposit

When your employer asks for banking information to set up direct deposit, enter Truist's routing number (061000104) and your account number. Most employers have an online portal where you enter this information yourself, though some may ask you to provide a voided check or a form from your bank.

Direct deposit usually takes one to two business days to set up after you submit your information. Your first paycheck may arrive on the regular schedule, or your employer may hold it while they confirm the account is valid. Ask your payroll department what to expect.

What to do if the app will not show your routing number

If you cannot find Account Details in the Truist app, try these steps: make sure you are logged in to the correct account, refresh the app by closing it completely and reopening it, or update the app to the latest version from your phone's app store. Sometimes the menu location changes after an app update.

If the app still will not display it, you do not need to troubleshoot further. You can use Truist's standard routing number (061000104) for any transaction. You can also call Truist customer service at the number on the back of your debit card, and they will read your routing number and account number to you over the phone.

Frequently Asked Questions

Is the routing number the same for checking and savings accounts?

Yes. Both your Truist checking and savings accounts use the same routing number: 061000104. The account number is different for each account, but the routing number stays the same.

Can I use the routing number I find online instead of in the app?

Yes. Truist's routing number is public information, and you will find the same number (061000104) on the Truist website, on checks, and in the app. You do not have to open the app to use it.

What if I see a different routing number somewhere?

Truist has one routing number for consumer accounts: 061000104. If you see a different number, it may be for a specific service like wire transfers or international payments, but for most direct deposits and bill payments, use 061000104. When in doubt, call Truist customer service to confirm.

Do I need both numbers to receive a wire transfer?

Yes. The person sending the wire needs your routing number (061000104) and your account number. They also may ask for your full name and address to match the account. Provide all of this information to avoid delays.