You can move Chase Ultimate Rewards points directly into your Marriott Bonvoy account

If you hold a Chase credit card that earns Ultimate Rewards points, you can transfer those points to Marriott Bonvoy at a 1:1 ratio — meaning 1,000 Chase points becomes 1,000 Marriott points. The transfer happens online through your Chase account and usually completes within a few hours, though it can take up to 24 hours. You do not need to call Chase or contact Marriott; the whole process is self-service.

This option is available only if your Chase card is linked to a Marriott Bonvoy account. If you do not yet have a Marriott account, you will need to create one before you can transfer points. The transfer is permanent — once points move to Marriott, Chase cannot reverse it — so confirm your Marriott account details before you start.

Key Takeaways

  • Chase points transfer to Marriott at a 1:1 ratio through your online Chase account, with no fees or minimum transfer amount.
  • You must have an active Marriott Bonvoy account and know your Marriott membership number before you transfer.
  • Transfers usually complete within a few hours but can take up to 24 hours to appear in your Marriott account.
  • Once points leave your Chase account, the transfer cannot be undone, so double-check your Marriott account number before confirming.

How to set up your Marriott Bonvoy account if you do not have one

Go to Marriott.com and select "Join Bonvoy" at the top of the page. You will need an email address, a password, and your first and last name. Marriott will assign you a membership number when ready. Write down this number — you will need it to complete the transfer from Chase.

If you already have a Marriott Bonvoy account, log in and find your membership number in your account profile. It is usually displayed on the main dashboard or under "Account Settings." You can also find it on any Marriott hotel confirmation email if you have stayed at a Marriott property.

The step-by-step process to transfer points from Chase

Log into your Chase account on Chase.com or the Chase mobile app. Go to the "Ultimate Rewards" or "Rewards" section — the exact name depends on which Chase card you hold. Look for an option that says "Transfer points" or "Redeem points."

Select "Transfer to partners" or a similar option. Chase will show you a list of partner programs, including Marriott Bonvoy. Click on Marriott Bonvoy. Enter the number of points you want to transfer — there is no minimum, though some people wait until they have at least a few thousand points to make the transfer worthwhile.

Enter your Marriott Bonvoy membership number in the field Chase provides. Review the transfer details one more time: the number of points, your Marriott membership number, and the 1:1 conversion rate. Click "Confirm" or "Complete Transfer." Chase will show you a confirmation number. Take a screenshot or write it down.

What happens after you transfer

The points usually appear in your Marriott Bonvoy account within a few hours. During busy periods or late at night, transfers can take up to 24 hours. You can check your Marriott account balance by logging into Marriott.com and viewing your account profile.

If your points do not appear within 24 hours, log back into your Chase account and look for the transfer confirmation number. Contact Chase customer service with this number and let them know the points have not arrived. Chase can investigate on their end and confirm whether the transfer went through.

Why you might transfer points to Marriott instead of redeeming them with Chase

Chase Ultimate Rewards points can be redeemed directly for cash back, travel bookings, or gift cards through Chase's own portal. However, some people find that transferring to Marriott gives them more value, especially if they stay at Marriott hotels regularly or have a specific redemption goal in mind.

For example, if you need 50,000 Marriott points for a free night at a specific hotel, transferring Chase points might get you there faster than saving up Marriott points from hotel stays alone. The value you get depends on which hotel you want to book and how much a free night is worth to you compared to other ways you could use the points.

Transfers you cannot undo and what to do if you make a mistake

Once points leave your Chase account and arrive in Marriott, Chase cannot reverse the transfer. Marriott also cannot move points back to Chase. This is why it is critical to confirm your Marriott membership number before you hit "Confirm" on the Chase transfer screen.

If you accidentally transfer points to the wrong Marriott account or enter an incorrect membership number, contact Marriott customer service right away. Marriott may be able to help if the points landed in an account that exists but is not yours, though they cannot may provide a reversal. The sooner you report the error, the better your chances.

Frequently Asked Questions

Do I lose any points when I transfer from Chase to Marriott?

No. Chase transfers points at a 1:1 ratio with no conversion fee. If you transfer 5,000 Chase points, you receive exactly 5,000 Marriott points. There is no percentage loss or hidden charge.

Can I transfer points from a Chase card I no longer use?

Yes, as long as the account is still open and active. If your Chase card has been closed, you cannot transfer points from it. If you are unsure whether your account is open, log into Chase or call the number on the back of your card.

What is the minimum number of points I can transfer?

Chase does not set a public minimum, though some sources suggest transfers of fewer than 1,000 points may not be allowed. Check your Chase account when you go to transfer — the system will tell you if your amount is too low.

How long does it take for points to show up in my Marriott account?

Most transfers complete within a few hours. During peak times or if you transfer late at night, it can take up to 24 hours. If points do not arrive within 24 hours, contact Chase with your confirmation number.

Can I transfer Marriott points back to Chase?

No. Marriott does not allow transfers out of the Bonvoy program back to Chase or any other partner. Once points are in Marriott, they stay there unless you redeem them for a hotel stay, airline miles, or another Marriott redemption option.