You can transfer Chase points to airline and hotel partners, but only from certain Chase cards

Not every Chase credit card lets you move points to airlines and hotels. Only cards in the Chase Ultimate Rewards program that offer transfer partners — primarily the Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Ink Business Preferred — give you this option. If you have a different Chase card, your points may only be redeemable for cash back, statement credits, or gift cards through the Chase website.

The transfer process itself is straightforward: you log into your Chase account, select your points, pick an airline or hotel partner, and complete the transfer in a few clicks. Points land in your partner account within one to three business days, though some transfers are when ready. Once they arrive, you can use them to book flights, hotel stays, or other travel purchases through that partner's program.

Key Takeaways

  • Only certain Chase cards offer point transfers to airlines and hotels — check your card's benefits guide or log into your account to see if transfer partners are listed.
  • Chase has partnerships with over 10 airlines (including United, Southwest, and American) and multiple hotel chains (including Hyatt, IHG, and Marriott).
  • You transfer points directly through your Chase online account by selecting a partner and entering the recipient account number.
  • Transfers typically complete within one to three business days, and points cannot be reversed once sent.
  • Some partners offer transfer bonuses — for example, transferring 10,000 points might earn you 1,000 bonus points with that partner — which can increase the value of your transfer.

Which Chase cards include transfer partners

The Chase Sapphire Preferred and Chase Sapphire Reserve are the primary personal cards that offer transfers. Both cards come with a full list of airline and hotel partners you can move points to. The Chase Ink Business Preferred offers the same transfer option for business owners.

If you hold a different Chase card — such as the Freedom Unlimited, Freedom Flex, or a co-branded airline card — check your benefits guide or log into your Chase account. Some co-branded cards (like the United Explorer Card or Southwest Rapid Rewards card) may have their own transfer rules specific to that airline or hotel chain. The easiest way to confirm is to visit your account dashboard and look for a "Transfer Points" or "Redeem Points" section.

Chase's airline and hotel transfer partners

Chase maintains partnerships with major airlines and hotel chains. The airline partners include United Airlines, Southwest Airlines, American Airlines, Delta Air Lines, JetBlue Airways, Air France-KLM, British Airways, Lufthansa, Virgin Atlantic, and others depending on your card and region. Hotel partners typically include Hyatt Hotels, IHG (InterContinental Hotels Group), Marriott Bonvoy, and The World of Hyatt.

The exact list of available partners can vary slightly by card and may change over time. When you log into your Chase account to transfer points, you will see the complete current list of partners you can transfer to. This list appears in the transfer section of your account, so you can review all options before deciding where to send your points.

How to transfer points through your Chase account

Start by logging into your Chase account online or through the mobile app. Navigate to the rewards or points section — this is usually labeled "Ultimate Rewards" or "Redeem Points." Look for an option that says "Transfer Points" or "Send Points to Partners."

Select the partner airline or hotel you want to transfer to. You will need to enter your account number or frequent flyer number with that partner. Double-check this number before confirming, because transfers cannot be reversed once they are sent. Enter the number of points you want to transfer and review the transfer details.

Click "Confirm" or "Complete Transfer." Most transfers process when ready or within one to three business days. You will receive a confirmation email from Chase, and the points should appear in your partner account shortly after. Some partners send a separate confirmation email as well.

Transfer bonuses and when to use them

Many Chase transfer partners offer transfer bonuses, which means you earn extra points when you move points to that partner. For example, a partner might offer a 25% bonus, so transferring 10,000 points gives you 12,500 points with that partner instead. These bonuses change regularly and are often promoted through your Chase account dashboard or email.

Before you transfer, check whether your target partner is currently offering a bonus. If one is available, the bonus will be displayed when you select that partner in the transfer screen. Taking advantage of a bonus can stretch your points further, especially if you are transferring a large amount. However, bonuses are not may provide to be available at all times, so if you see one you want to use, it is worth acting on it rather than waiting.

What happens after points arrive in your partner account

Once your points land in your airline or hotel partner account, they are governed by that partner's rules, not Chase's. You can use them to book flights, hotel stays, or other travel purchases through that partner's website or app. Some partners let you combine points with cash to book, while others require a minimum point balance for certain redemptions.

Keep in mind that airline and hotel points have their own expiration policies. Most major airlines do not expire points as long as you have account activity at least once every 12 to 24 months, but hotel programs vary. Check your partner's terms to understand how long your points will remain valid. Once transferred, Chase cannot retrieve or refund the points, so make sure you are comfortable with that partner's policies before sending them over.

Alternatives if your card does not offer transfers

If your Chase card does not include transfer partners, you can still redeem your points for travel through the Chase website. You can book flights, hotels, rental cars, and cruises directly through the Chase travel portal, where your points are converted to a dollar value and applied to your purchase. This option is available on most Chase reward cards.

You can also redeem points for cash back, statement credits, or gift cards if travel redemption does not suit your needs. Some cards offer a higher point value for travel redemptions than for cash back, so compare the rates before deciding. If you frequently travel with a specific airline or hotel chain, upgrading to a card that offers transfers to that partner might give you better value in the long run.

Frequently Asked Questions

Can I transfer points to someone else's airline account?

No. You can only transfer points to an account registered in your name. Chase requires you to enter your own frequent flyer or hotel account number during the transfer process. Some airlines and hotels allow you to combine points from multiple accounts or transfer points between family members under their own rules, but that happens after the points arrive in your account, not through Chase.

What if I enter the wrong frequent flyer number?

Once a transfer is sent, it cannot be reversed or redirected. If you realize you used the wrong account number, contact Chase customer service when ready — they may be able to help, but there is no may provide. The best protection is to double-check your frequent flyer or hotel account number before confirming the transfer. Write it down or copy it directly from your partner account to avoid typos.

Do I lose value when I transfer points?

The number of points you transfer stays the same unless a bonus is applied. However, the value you get from those points depends on how you use them. Airline and hotel points are often worth more per point when redeemed for premium cabin flights or luxury hotel stays than when redeemed for economy flights or budget hotels. Compare the redemption rates on your partner's website to decide whether transferring makes sense for your travel plans.

How long does a transfer take?

Most transfers complete when ready or within one to three business days. Some partners, like certain hotel chains, may process transfers more slowly. You will see an estimated delivery time when you initiate the transfer. If a transfer does not arrive within the stated timeframe, contact Chase customer service with your confirmation number.

Can I transfer points back from my airline account to Chase?

No. Once points are transferred to an airline or hotel partner, they belong to that partner and cannot be moved back to Chase. This is why it is important to be certain about your transfer decision before confirming. If you change your mind, your only option is to use the points with that partner or let them expire according to that partner's policy.