TD Bank routing numbers vary by state and by the type of transaction you're making
TD Bank does not have a single routing number for all customers. The routing number you need depends on which state your account is held in and whether you're sending a wire transfer, setting up direct deposit, or making an ACH payment. Using the wrong routing number can delay or misdirect your transaction, so it's important to find the one that matches your specific account and transfer type.
The most reliable way to find your routing number is to check your TD Bank checks, log into your online banking account, or call TD Bank directly. Each method will show you the correct number for your account location.
Key Takeaways
- TD Bank routing numbers are printed on the bottom left of your checks, usually as a nine-digit number.
- Your routing number depends on the state where your account is held, not where you currently live.
- Wire transfers, ACH transfers, and direct deposit may use different routing numbers for the same account.
- You can find your routing number by logging into TD Bank's website, calling customer service at 1-800-937-2000, or checking your account statements.
Where to find your routing number on a TD Bank check
If you have TD Bank checks, your routing number is printed on the bottom left corner of each check. It appears as a nine-digit number, followed by your account number and then the check number on the far right. The routing number is always in the same position on every check from your account.
The routing number on your checks is the standard number for most everyday transactions like direct deposit and bill payments. If you don't have checks or can't locate them, other methods will work just as well.
How to look up your routing number online
Log into your TD Bank online banking account and go to the account details or account information section. Most banks display the routing number alongside your account number in this area. You can also read your account statements, which often include the routing number at the top or bottom of the document.
If you don't have online banking set up yet, you can create an account at tdbank.com using your account number and other identifying information. Once you're logged in, the routing number should be visible within minutes.
Routing numbers by state
TD Bank operates in multiple states, and each state has its own routing number. The state that matters is where your account is held, not where you live now. If you opened your account in New Jersey but moved to Pennsylvania, you would still use your New Jersey routing number.
| State | Routing Number |
|---|---|
| Connecticut | 011103093 |
| Delaware | 031207607 |
| Florida | 067000491 |
| Maine | 011103093 |
| Maryland | 031207607 |
| Massachusetts | 011103093 |
| New Hampshire | 011103093 |
| New Jersey | 021200025 |
| New York | 021200025 |
| Pennsylvania | 031207607 |
| Rhode Island | 011103093 |
| Vermont | 011103093 |
These routing numbers are current as of this writing, but TD Bank occasionally consolidates or updates its routing numbers as it merges branches or changes its banking structure. If you're unsure whether the number in the table matches your account, call TD Bank or check your checks to confirm.
Different routing numbers for wire transfers and ACH payments
Wire transfers sometimes use a different routing number than ACH transfers or direct deposit, even for the same account. If you're sending money by wire, ask the person or business receiving the money which routing number they need, or call TD Bank to confirm the wire routing number for your state.
For most everyday transactions — direct deposit, bill pay, and ACH transfers between banks — the routing number on your checks is correct. Wire transfers are the exception, and the receiving bank or wire service will tell you which number to use if it's different.
What to do if you can't find your routing number
Call TD Bank customer service at 1-800-937-2000. A representative can tell you your routing number in seconds and can also confirm whether you need a different number for the specific type of transaction you're making. Have your account number ready when you call.
You can also visit a TD Bank branch in person and ask a teller for your routing number. Bring your ID and account information with you.
Frequently Asked Questions
Is my routing number the same as my account number?
No. Your routing number identifies TD Bank and the location where your account is held. Your account number identifies your specific account within that bank. Both appear on your checks, with the routing number on the far left and the account number in the middle.
Can I use the same routing number if I move to a different state?
Yes. Your routing number is tied to the state where you opened your account, not where you live now. If you opened your account in New Jersey and later moved to Florida, you continue to use your New Jersey routing number for that account.
What happens if I use the wrong routing number?
The transaction may be rejected, delayed, or sent to the wrong bank. The sending bank or the receiving bank will usually catch the error and return the money to you, but this can take several business days. Always double-check the routing number before sending money.
Do I need a different routing number for mobile banking or online bill pay?
No. The routing number is the same whether you're using a check, mobile app, online banking, or calling the bank. The routing number itself never changes based on how you access your account.
Where do I find the wire transfer routing number for TD Bank?
Call TD Bank at 1-800-937-2000 and ask for the wire routing number for your account's state. Wire routing numbers are sometimes different from the standard routing number, and the bank can confirm which one you need for your specific wire transfer.