TD Bank branches are closed on Juneteenth (June 19)

TD Bank observes Juneteenth as a paid holiday for its employees, which means most branches will be closed on June 19 each year. If June 19 falls on a weekend, the bank typically observes the holiday on the nearest weekday — usually the Friday before if June 19 is a Saturday, or the Monday after if it is a Sunday.

When a branch is closed, you cannot visit in person to deposit checks, withdraw cash, or speak with a banker. However, you can still use TD Bank's mobile app and online banking to check balances, transfer money between accounts, and pay bills from home.

ATMs remain available 24/7 even when branches are closed, so you can withdraw cash or deposit checks at any TD Bank ATM or at an ATM in the Allpoint network if you have a TD checking account.

Key Takeaways

  • TD Bank branches close on Juneteenth (June 19) each year, or on the nearest weekday if June 19 falls on a weekend.
  • You can still access your money through TD Bank's mobile app, online banking, and ATMs on Juneteenth.
  • Deposits made at ATMs on Juneteenth may not post to your account until the next business day.
  • If you need to speak with a banker on Juneteenth, you can call TD Bank's customer service line, though wait times may be longer than usual.

What you can and cannot do when branches are closed

On Juneteenth, you cannot visit a TD Bank branch to open a new account, explore for a loan, or speak face-to-face with a banker about your finances. You also cannot deposit cash at a teller window or cash a check that requires a signature.

What remains available: mobile banking and online banking let you check your balance, review recent transactions, transfer money between your own accounts, and pay bills to other people or companies. You can also use any TD Bank ATM to withdraw cash or deposit checks using the mobile check deposit feature in the TD Bank app.

If you use the mobile check deposit feature on Juneteenth, the check image is submitted, but the funds typically do not post to your account until the next business day (June 20). The same delay applies to checks deposited at an ATM.

How to plan ahead if you need banking services on Juneteenth

If you know you will need to visit a branch on or around Juneteenth, plan your visit for June 18 (the day before) or June 20 (the day after). This gives you time to handle any transactions that require a banker or teller.

If you need cash on Juneteenth itself, withdraw it from a TD Bank ATM or an Allpoint ATM the day before. If you need to deposit a check, use mobile check deposit through the TD Bank app or deposit it at an ATM — just know the funds will not show up until the next business day.

For urgent banking questions on Juneteenth, you can call TD Bank's customer service line. Phone lines are typically staffed on federal holidays, though you may experience longer wait times than usual. Check your account statement or the back of your debit card for the customer service number.

Other federal holidays when TD Bank branches close

TD Bank closes its branches on the same federal holidays that most banks observe: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day. Juneteenth was added to this list in 2021.

If any of these holidays fall on a Saturday or Sunday, TD Bank typically observes the holiday on the nearest weekday. You can check your local branch's specific holiday schedule on the TD Bank website or by calling the branch directly.

Using TD Bank services without visiting a branch

TD Bank's mobile app and website let you handle most routine banking tasks without stepping into a branch. You can set up automatic bill payments, transfer money to other accounts, deposit checks by photographing them with your phone, and monitor your spending.

If you have questions about your account, you can message TD Bank through the mobile app or website, and a representative will respond during business hours. For when ready help, the customer service phone line is available, though response times may be slower on holidays.

For transactions that absolutely require a banker — such as opening a new account, explore for a loan, or discussing investment options — you will need to visit a branch on a day when it is open.

Frequently Asked Questions

Can I use my TD Bank debit card on Juneteenth?

Yes. Your debit card works at any merchant, ATM, or online retailer on Juneteenth, even though branches are closed. You can also use it to withdraw cash from any ATM in the Allpoint network.

Will checks I deposit on Juneteenth clear the same day?

No. Checks deposited at an ATM or through mobile check deposit on Juneteenth will not post to your account until the next business day (June 20). The same delay applies to checks deposited on any weekend or holiday.

What if I need to speak to someone at TD Bank on Juneteenth?

You can call TD Bank's customer service line, which is typically staffed on federal holidays. Wait times are usually longer than on regular business days. For non-urgent questions, you can also message through the mobile app and receive a response the next business day.

Can I still pay my TD Bank credit card bill on Juneteenth?

Yes. You can pay your credit card bill through online banking, the mobile app, or by phone on Juneteenth. Payments made before the due date will post on time, even if the due date falls on a weekend or holiday.