Davivienda and Fidelity Investments do not have a business partnership

Davivienda, a Colombian bank headquartered in Bogotá, and Fidelity Investments, a U.S.-based financial services company, operate as separate institutions with no formal business relationship. Davivienda focuses on retail and commercial banking across Latin America. Fidelity provides brokerage, asset management, and retirement account services primarily in the United States. The two companies do not partner to offer joint products, co-branded accounts, or coordinated services.

If you hold a Fidelity account and also bank with Davivienda, you are working with two completely independent institutions that do not share account information, customer data, or operational systems. Money can move between them, but only through the standard wire transfer or ACH processes that connect any two unaffiliated banks. Davivienda does offer investment services within Colombia and other Latin American countries, but these are separate products entirely from Fidelity's U.S. investment platform.

Key Takeaways

  • Davivienda and Fidelity Investments have no partnership, shared ownership, or coordinated business operations.
  • Davivienda is a Colombian bank regulated by Colombia's Financial Superintendence; Fidelity is a U.S. investment firm regulated by the SEC and FINRA.
  • You can transfer money between a Fidelity account and a Davivienda account using standard wire transfer or ACH, but the institutions do not coordinate the transfer.
  • Investment services offered by Davivienda in Latin America are entirely separate from Fidelity's U.S. retirement and brokerage accounts.
  • References to Davivienda in Fidelity materials indicate only that Fidelity can receive transfers from Davivienda accounts, not that the companies work together.

How to transfer money between Fidelity and Davivienda

If you need to move funds from a Fidelity account to Davivienda, log into your Fidelity account and navigate to the Transfer & Pay section. Select the option to transfer to an external bank account. You will need Davivienda's wire routing information and your Davivienda account number to complete the request.

Davivienda's wire instructions vary depending on whether you are sending money from inside or outside Colombia and which currency you are using. Contact Davivienda directly or log into your Davivienda account to find the correct wire routing number and SWIFT code for your specific transfer. International transfers typically take three to five business days and may include currency conversion fees from both institutions.

If you are transferring from Davivienda to Fidelity, follow the same process through Davivienda's online banking platform. You will need Fidelity's routing number, which is 011000015 for ACH transfers within the United States, and your Fidelity account number. Wire transfers from Davivienda to Fidelity follow the same timeline and fee structure as transfers in the opposite direction.

Why these two institutions operate separately

Fidelity and Davivienda are regulated by different government bodies in different countries, which makes a formal partnership impractical. Fidelity is regulated by the U.S. Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). Davivienda is regulated by Colombia's Financial Superintendence (Superintendencia Financiera de Colombia). Each regulator has its own rules about how banks and investment firms can operate, what they can charge customers, and how they must handle customer money.

Cross-border banking partnerships between U.S. investment firms and Latin American banks are uncommon because they require compliance with regulations in multiple countries, management of currency exchange, and different customer service models. Fidelity has chosen to focus its international presence on a limited number of markets and does not currently operate a retail banking business in Colombia or elsewhere in Latin America. Davivienda similarly does not operate in the United States and does not offer U.S. brokerage or retirement account services.

What Davivienda mentions about Fidelity

Davivienda may mention Fidelity in educational materials about U.S. investment options or in response to customer questions about moving money to a U.S. brokerage account. This is informational only and does not indicate an operational partnership. Davivienda staff can explain how to wire money to a Fidelity account, but they cannot open a Fidelity account for you or manage a Fidelity account on your behalf.

If you are a Davivienda customer interested in opening a Fidelity account, you must do so directly through Fidelity's website or by contacting Fidelity in the United States. Davivienda can provide wire instructions to send money from your Davivienda account to your Fidelity account once it is open, but the account itself must be established with Fidelity directly.

What Fidelity mentions about Davivienda

If you encounter a reference to Davivienda in Fidelity communications or on the Fidelity website, it is most likely in the context of international wire transfer instructions or a list of banks that can send money to Fidelity accounts. This does not indicate a business partnership—it straightforward means Fidelity can receive transfers from Davivienda accounts as it can from thousands of other banks worldwide.

Fidelity maintains a list of banks and their wire routing information so that customers can transfer money from external accounts. Davivienda appears on this list because it is a legitimate financial institution, not because Fidelity and Davivienda have any special relationship. You would use this information the same way you would use wire instructions for any other bank.

Frequently Asked Questions

Can I link my Davivienda account directly to my Fidelity account?

No. You can set up external transfers between the two accounts, but they remain separate and unlinked. Each transfer must be initiated individually through either Fidelity's or Davivienda's online platform using wire transfer or ACH instructions. The institutions do not share a connection that would allow automatic transfers or real-time account linking.

Does Fidelity offer services through Davivienda branches?

No. Fidelity does not have a presence in Davivienda branches or anywhere else in Colombia. If you want to open a Fidelity account, you must do so directly through Fidelity's website or by contacting Fidelity in the United States. Davivienda employees cannot open a Fidelity account for you.

Will my Fidelity account information show up in Davivienda's system?

No. The two institutions do not share customer data or account information. Your Fidelity account is visible only to Fidelity, and your Davivienda account is visible only to Davivienda, unless you explicitly authorize a transfer between them. Even when you transfer money, the receiving institution sees only the wire instructions and the amount, not your full account details.

What fees explore when I transfer money between Fidelity and Davivienda?

Fees depend on the type of transfer and which institution initiates it. Fidelity may charge an outgoing wire fee, and Davivienda may charge an incoming or outgoing wire fee. Currency conversion fees also explore to international transfers. Check both institutions' fee schedules before you transfer to understand the total cost.

If I have questions about transferring money, who should I contact?

Contact Fidelity if you are initiating the transfer from your Fidelity account, or contact Davivienda if you are initiating from your Davivienda account. Each institution can provide wire instructions and answer questions about fees and timing for transfers they process. Neither institution can answer questions about the other's fees or procedures.