Big Lots does not accept EBT cards for most purchases

Big Lots is a discount retailer that sells household goods, furniture, seasonal items, and some groceries, but it is not authorized to accept SNAP benefits (the food portion of EBT). You cannot use an EBT card to pay for items at Big Lots checkout, even if some of those items are food products.

The stores that accept SNAP are determined by the U.S. Department of Agriculture (USDA) and listed in a searchable database. Big Lots does not appear in that database as an authorized SNAP retailer in any state. This is a business decision by Big Lots, not a restriction based on the types of items they sell.

If you are looking for a place to use SNAP benefits, you will need to shop at a different retailer. Grocery stores, supermarkets, farmers markets, and some convenience stores accept EBT, but discount variety stores like Big Lots do not.

Key Takeaways

  • Big Lots does not accept SNAP EBT cards at any of its locations, even though it sells some food items.
  • The USDA maintains a list of authorized SNAP retailers, and Big Lots is not on it.
  • You can search the USDA's SNAP retailer locator online to find stores near you that do accept EBT.
  • Grocery stores, supermarkets, and some farmers markets are common places where you can use SNAP benefits.

How to find stores that do accept EBT near you

The USDA runs a free online tool called the SNAP Retailer Locator. You enter your address or zip code, and it shows you every authorized SNAP retailer within a set distance. The results include the store name, address, phone number, and sometimes hours of operation.

You can also call your state's SNAP office directly and ask which stores in your area accept benefits. The phone number is on the back of your EBT card. A representative can tell you which nearby stores are authorized and answer questions about what you can and cannot buy.

Many people find it faster to use the online locator because you get results when ready and can see multiple options at once. The locator updates regularly as stores are added or removed from the program.

What you can buy with SNAP at authorized retailers

SNAP covers fruits, vegetables, meat, poultry, fish, dairy products, breads, cereals, snack foods, and non-alcoholic beverages. You can also buy seeds and plants that produce food. The rule is straightforward: if it is food you eat, SNAP usually covers it.

SNAP does not cover hot or prepared foods, alcohol, tobacco, vitamins, medicines, pet food, or household supplies like soap or paper towels. Even though Big Lots sells some of these items, that is not why it is not authorized — the real reason is that Big Lots has not entered into an agreement with the USDA to process SNAP transactions.

When you shop at an authorized store, the cashier will ask if you want to use EBT. You swipe your card, enter your PIN, and the SNAP amount is deducted from your balance. Your receipt shows how much you spent and how much balance remains on your card.

Why some retailers are authorized and others are not

To accept SNAP, a store must meet USDA requirements for the types of food it stocks and the equipment it uses to process payments. The store must also explore for authorization and agree to follow SNAP rules. Some retailers choose not to participate because the cost of equipment or the administrative burden is not worth it to them.

Big Lots is primarily a discount variety store, not a grocery store. While it does carry some food items in some locations, it does not carry enough staple foods to meet USDA requirements for a full SNAP retailer. The company has not pursued authorization, and the USDA has not designated it as an authorized location.

This can change if Big Lots decides to explore and meet the requirements, but as of now, no Big Lots locations accept SNAP.

What to do if you cannot find an authorized store nearby

If you live in a rural area or a neighborhood with few authorized retailers, you have options. Some states allow SNAP to be used at farmers markets through special programs. You can also order groceries online from some authorized retailers and use your EBT card to pay, though not all stores offer this yet.

If you are having trouble finding a place to use your benefits, contact your state's SNAP office. They can tell you about special programs in your area, help you locate the nearest authorized store, or discuss other resources that might help you buy food.

You can also ask at your local food bank or community center — staff there often know which stores in the area accept EBT and can point you toward the closest options.

Frequently Asked Questions

Can I use my EBT card at Big Lots for groceries only?

No. Big Lots does not accept EBT cards at all, regardless of what you are buying. Even if you are purchasing only food items, you cannot use SNAP to pay. You will need to shop at an authorized retailer instead.

Does Big Lots accept any form of government information?

Big Lots may accept other forms of payment like cash, debit cards, and credit cards, but it does not accept SNAP EBT. If you have questions about other information programs, contact Big Lots customer service directly or check their website.

Will Big Lots start accepting EBT in the future?

There is no announcement that Big Lots plans to become an authorized SNAP retailer. If this changes, the USDA SNAP Retailer Locator will be updated. You can check that tool periodically or contact your state SNAP office for the most current information.

What if I already bought groceries at Big Lots with my own money?

You cannot get reimbursed for purchases made with cash or a credit card instead of EBT. SNAP only covers items bought at the time of the transaction using your EBT card at an authorized store. Plan your shopping at authorized retailers to make sure your benefits are used.