Remove your Discover Card in three steps
To remove a Discover Card from Apple Pay on an iPhone or iPad, open the Wallet app, tap the card you want to remove, tap the three dots or menu icon in the top right corner, scroll down, and tap "Remove Card." On an Apple Watch, open the Wallet app, swipe left on the card, tap the trash icon, and confirm. The card stays active with Discover — you're only removing it from Apple Pay.
If you're removing the card because it's lost, stolen, or compromised, contact Discover directly after removing it from Apple Pay. Discover can freeze or cancel the card itself, which Apple Pay cannot do. Removing from Apple Pay only stops you from using that specific device to pay with that card.
Key Takeaways
- Removing a card from Apple Pay takes less than a minute and does not close the card or affect your Discover account.
- On iPhone or iPad, use the Wallet app menu; on Apple Watch, swipe left and tap the trash icon.
- If your card is lost or stolen, call Discover at the number on your statement after removing it from Apple Pay so they can cancel the card itself.
- You can add the same Discover Card back to Apple Pay later using the Wallet app or your card's details.
Steps for iPhone and iPad
Open the Wallet app on your device. Tap the Discover Card you want to remove — it will expand to show the full card details. Tap the three dots (•••) or menu icon in the top right corner of the card.
Scroll down to the bottom of the menu. Tap "Remove Card." A confirmation message will appear asking if you're sure. Tap "Remove" again to confirm. The card is now off Apple Pay, but your Discover account remains open and unchanged.
Steps for Apple Watch
Open the Wallet app on your Apple Watch. Find the Discover Card in your list of cards. Swipe left on the card name or image.
A trash icon will appear on the right side of the card. Tap the trash icon. Confirm the removal when prompted. The card is removed from your watch's Apple Pay, but it may still be on your iPhone if you added it there separately.
What happens after you remove the card
Apple Pay will no longer show your Discover Card as a payment option on that device. If you have the same card on multiple devices — an iPhone and an Apple Watch, for example — you must remove it from each device separately. Removing it from your iPhone does not automatically remove it from your watch.
Your Discover Card account itself is not affected. You can still use the physical card to make purchases, and your account balance, credit limit, and payment history remain the same. You can also add the card back to Apple Pay at any time by opening Wallet, tapping the plus icon, and entering your card details or scanning the card with your camera.
If your card is lost or stolen
Removing the card from Apple Pay stops contactless payments through that device, but it does not stop someone with the physical card from using it in stores or online. If your Discover Card is lost or stolen, call Discover when ready using the number on the back of your statement or your billing statement. Discover can freeze or cancel the card right away.
Remove the card from Apple Pay as an extra step, but do not rely on it alone to protect a lost or stolen card. Discover's fraud team can also review recent transactions and dispute unauthorized charges if they appear on your account.
Adding the card back to Apple Pay
If you removed the card by mistake or want to use it again, open Wallet and tap the plus icon in the top right corner. Choose "Credit or Debit Card." You can either scan the physical card with your camera or enter the card number, expiration date, and CVV by hand. Follow the prompts to verify the card with Discover, which usually takes a few seconds.
Once verified, the card is active on Apple Pay again. If you're adding it back to an Apple Watch, open the Wallet app on the watch, tap the plus icon, and select the card from your iPhone's Wallet to sync it over.
Frequently Asked Questions
Does removing my card from Apple Pay close my Discover account?
No. Removing a card from Apple Pay only stops you from using that device to pay with Apple Pay. Your Discover account, credit limit, and payment history are not affected. You can still use the physical card and manage your account online or by phone.
Will removing my card from Apple Pay stop fraud?
Removing your card from Apple Pay stops contactless payments through that device, but it does not protect the physical card if it's lost or stolen. If your card is compromised, contact Discover directly to freeze or cancel it. Discover can also review transactions and dispute unauthorized charges.
Can I remove my card from my iPhone but keep it on my Apple Watch?
Yes. Each device has its own Wallet app, and removing a card from one device does not remove it from another. You must remove the card separately from your iPhone, iPad, and Apple Watch if you want it off all of them.
What if I forget how to add my card back?
Open Wallet, tap the plus icon, and choose "Credit or Debit Card." Scan your physical card with your camera or enter the details by hand. Discover will verify the card, which usually takes a few seconds. The card will then be active on Apple Pay again.