ACE Cash Express locations are check-cashing stores you can find through their website locator, Google Maps, or by calling their customer service line
ACE Cash Express operates over 300 physical locations across the United States, mostly in the South and Midwest. To find one near you, visit acecashexpress.com and use their store locator tool — you enter your zip code or city and the map shows addresses, hours, and phone numbers for nearby branches. You can also search "ACE Cash Express near me" on Google Maps, which will show locations sorted by distance and include real-time hours and directions.
If you prefer to call ahead before visiting, ACE's customer service number is listed on their website. Store hours vary by location — some are open evenings and Saturdays, but not all. Calling first saves a trip if you need to confirm they're open or ask whether they handle the specific service you need (check cashing, payday loans, or money transfers).
Key Takeaways
- ACE Cash Express has a store locator on their website where you enter your zip code to find nearby branches with hours and phone numbers.
- Google Maps also shows ACE locations near you, sorted by distance, with current hours and directions.
- Not every ACE location offers the same services, so calling ahead confirms they handle check cashing or whatever service you need.
- Store hours vary by location, and many branches are open on Saturdays but some close on Sundays.
Using the ACE Cash Express Store Locator
The store locator on acecashexpress.com is the fastest way to find a location. Click the "Find a Store" or "Locations" link on their homepage, enter your zip code in the search box, and the map displays all nearby branches. Each listing shows the street address, phone number, hours of operation, and sometimes a link to directions.
The locator also lets you filter by service type — you can narrow results to locations that offer check cashing, payday loans, title loans, or money transfers. This matters because not every ACE branch offers every service. If you're looking specifically to cash a check, filtering by that service ensures you don't drive to a location that only does loans.
Finding ACE Cash Express on Google Maps
Open Google Maps on your phone or computer, search for "ACE Cash Express," and the app shows all nearby locations sorted by distance. The map view displays the address, phone number, hours, and customer reviews. You can tap "Directions" to get turn-by-turn navigation from your current location.
Google Maps also shows whether a location is currently open or closed, which is helpful if you're searching during evening or weekend hours. Some locations may have limited hours or be temporarily closed, and Google usually reflects those changes faster than a company website does.
What to Bring When You Visit
To cash a check at ACE Cash Express, bring the check itself and a valid government-issued photo ID — a driver's license, state ID, or passport. ACE will not cash a check without both. If the check is made out to someone else, you cannot cash it at ACE; the payee must be present with their own ID.
ACE charges a fee to cash checks. The fee amount depends on the check amount and your state's regulations — some states cap what check-cashing companies can charge, while others do not. Ask the fee upfront before you hand over the check, or call the location ahead of time to ask what they charge for your check amount.
ACE Cash Express Service Hours and Availability
Most ACE locations are open Monday through Friday from morning until evening, and many are open on Saturday mornings or afternoons. Hours vary significantly by location — some open at 8 a.m. and close at 6 p.m., while others have different schedules. A few locations are open on Sunday, but this is less common.
Holiday hours may differ from regular hours, and some locations close on certain holidays. If you're planning to visit on a holiday or outside typical business hours, call ahead to confirm the location is open. The store locator on their website or Google Maps will show current hours for each branch.
Alternatives if No ACE Location Is Near You
If there is no ACE Cash Express within a reasonable distance, other check-cashing options exist. Banks and credit unions cash checks for their members at no fee or a low fee. Walmart, Target, and some grocery stores offer check-cashing services at customer service desks, usually for a flat fee of $3 to $6 per check. Payday loan stores and other check-cashing chains like Check Into Cash or CheckSmart also operate in many areas.
Your own bank or credit union is usually the cheapest option if you have an account there — many cash checks for free or charge only members. If you don't have a bank account, compare the fees at nearby retailers and check-cashing stores before deciding where to go.
Frequently Asked Questions
Can I cash a check online with ACE Cash Express?
ACE Cash Express does not offer online check cashing. You must visit a physical location in person with your ID and the check. Some banks and fintech companies offer mobile check deposit through their apps, but ACE operates only through in-person stores.
What if I don't have a photo ID?
ACE requires a valid government-issued photo ID to cash any check. If you don't have a driver's license or state ID, you can use a passport. Without one of these, ACE will not cash your check. You would need to visit a bank where you have an account, as some banks may cash checks for account holders without requiring ID.
Does ACE charge the same fee at every location?
Fees vary by location and state. Some states set a maximum fee that check-cashing companies can charge, while others do not. Call the specific location where you plan to cash your check and ask what they charge for your check amount, or ask when you arrive.
Can I cash a two-party check at ACE?
ACE's policy on two-party checks (checks made out to two people) varies by location. Some locations will cash them if both payees are present with ID, while others will not. Call ahead to ask whether the location you plan to visit accepts two-party checks.