Chase offers personal checks through its standard checking accounts, and you can order them directly from the bank or through third-party vendors
If you have a Chase checking account, you can order checks in several ways. Chase prints checks for most personal checking accounts and lets you choose from their standard designs or order custom checks through an external vendor. The process is straightforward, but the cost and timing depend on which method you use and how quickly you need them.
You do not need a cashier's check for every payment — personal checks work for most bills, rent, and everyday transactions. But if you need a check may provide by the bank itself (which some landlords or large transactions require), that is a different product. This guide covers how to order your own printed checks from Chase.
Key Takeaways
- Chase personal checks can be ordered online through your Chase account, by phone, or by mail, and arrive in 7 to 10 business days for standard orders.
- Chase charges a fee for checks — typically $15 to $20 per box of 100 checks, though the exact amount varies by account type and region.
- You can order checks with your current account information already printed, or choose from Chase's standard designs without customization.
- If you need checks faster than Chase's standard timeline, you can order through third-party vendors like Deluxe or Costco, though these are not affiliated with Chase.
- A cashier's check is a different product that Chase issues directly and guarantees with bank funds — order that separately if a payee requires it.
Ordering checks online through your Chase account
The fastest way to order checks is through Chase's website or mobile app. Log into your account, find the "Checks" or "Order Checks" option (usually under Account Services or Settings), and follow the prompts. You will see options for check design, quantity, and delivery speed. Chase will print your account number, routing number, and address on the checks automatically.
Standard delivery takes 7 to 10 business days. Chase also offers expedited delivery in some cases, though this costs more. You will see the total cost before you confirm the order, including the per-box fee and any shipping charges. The checks will be mailed to the address on file with your account.
Ordering by phone or mail
You can also call Chase customer service to order checks. The phone number is on the back of your debit card or on your statements. A representative will walk you through design options and confirm your mailing address. This method takes the same 7 to 10 business days as online ordering.
Ordering by mail is slower and less common now, but you can request a check order form from Chase and mail it back with your preferences. This adds several days to the process and is not recommended if you need checks soon.
What Chase checks cost
Chase charges per box of checks, not per individual check. A standard box contains 100 checks. The fee typically ranges from $15 to $20 per box, but the exact amount depends on your account type (checking, student checking, or premium accounts may have different rates) and your region. Some Chase accounts include a free box of checks per year, so check your account benefits first.
If you order multiple boxes at once, you may see a discount. Expedited shipping, if available, adds $5 to $10 to your total. The cost will display in your cart before you place the order.
Ordering checks from third-party vendors
If you need checks faster than Chase's standard timeline, or if you want more design options, you can order through vendors like Deluxe, Costco, or Walmart. These companies are not affiliated with Chase but can print checks for any account. You will need to enter your account number, routing number, and address yourself, so accuracy is important — a mistake here means the checks will not work.
Third-party vendors often charge less than Chase and deliver faster (sometimes in 3 to 5 business days). However, you are responsible for entering your account details correctly. If you choose this route, double-check all numbers before confirming your order.
When you need a cashier's check instead
A cashier's check is a check issued and may provide by Chase itself, not a personal check you print. Some landlords, car dealers, or large transactions require a cashier's check because it is backed by the bank's funds, not your account balance. If a payee specifically asks for a cashier's check, you cannot use a personal check instead.
To get a cashier's check from Chase, visit a branch in person with your ID and the payment amount. You will pay a fee (usually $5 to $10) and receive the check when ready. This is a different transaction from ordering personal checks and cannot be done online.
Common mistakes when ordering checks
The most frequent error is entering the wrong routing number or account number when ordering through a third-party vendor. If these numbers are incorrect, your checks will not work and you will have to reorder. Always verify these numbers against a recent statement or your online account before placing an order.
Another mistake is assuming your checks will arrive by a specific date. Chase's 7 to 10 business day estimate is not may provide, and mail delays can happen. If you need checks by a certain date, order at least two weeks in advance. If you are in a rush, ask about expedited options or consider getting a cashier's check from a branch instead.
Some people also order checks without realizing they will be charged a fee. Check your account benefits to see if you get free checks as part of your account type — some Chase accounts do include this.
Frequently Asked Questions
Can I order checks if I just opened my Chase account?
Yes, as long as your account is fully set up and active. You should be able to order checks online or by phone. If you cannot see the option in your account, call Chase to confirm your account is ready for check orders.
What if I made a mistake on my check order?
If you ordered online and have not yet been charged, you may be able to cancel before the order is processed. Contact Chase customer service when ready with your order number. If the checks have already been printed or shipped, you will need to place a new order and may lose the fee on the cancelled order.
Do I have to order checks from Chase, or can I use any vendor?
You can order from any vendor as long as you enter your Chase account number and routing number correctly. Third-party vendors are often cheaper and faster, but you are responsible for accuracy. Chase checks ordered directly from the bank are pre-printed with your account details, which reduces the risk of error.
How long do checks take to arrive?
Standard Chase orders take 7 to 10 business days. Third-party vendors often deliver in 3 to 5 business days. Expedited options may be available from Chase for an additional fee. Mail delays can extend these timelines, so order early if you have a important date.
Is there a limit to how many boxes of checks I can order?
No, but ordering many boxes at once may trigger a fraud review, especially if it is unusual for your account. If this happens, Chase may contact you to confirm the order. There is no hard limit on quantity.