Ordering a Cashier's Check at Chase

Chase offers cashier's checks at any of its branches. You walk in with the payment amount in cash or from your account, tell the teller you need a cashier's check, and they prepare it on the spot — usually within a few minutes. You'll pay a fee (typically $10 to $15, though this varies by location and account type) and walk out with a check drawn on Chase's own account rather than yours.

The teller will ask you for the name of the payee (the person or business the check is for) and the amount. Have both ready before you approach the window. You'll also need a valid ID. If you're paying from your Chase account, bring your debit card or account number. If you're paying in cash, bring the exact amount or be prepared for change.

Chase does not require you to be a customer to buy a cashier's check, though non-customers may face higher fees or additional requirements. Call your local branch ahead of time if you're not sure whether they have the amount you need in stock — most do, but very large checks sometimes require advance notice.

Key Takeaways

  • Chase cashier's checks are issued at the teller window and ready within minutes; you need a valid ID and the payee's name.
  • The fee is typically $10 to $15 per check and varies by branch and account type.
  • You can pay with cash from your account or bring cash to the branch; non-customers can usually order them but may pay more.
  • The check is drawn on Chase's account, not yours, which is why it carries the bank's may provide and is accepted where personal checks might not be.
  • Large amounts may require a phone call to your branch in advance to confirm they have funds available.

What You Need to Bring

Bring a government-issued ID — a driver's license, passport, or state ID card. Chase will not issue a cashier's check without it. If you're ordering one for someone else (a spouse, a business partner, a family member), that person may need to be present or sign a power of attorney, depending on the branch's policy. Call ahead if you're unsure.

Bring the payee's exact name as it should appear on the check. If the check is for a business, use the legal business name. If it's for a person, spell their name the way they have it on their ID or bank account. Errors here can make the check hard to cash or deposit.

If you're paying from your Chase account, bring your debit card or account number. If you're paying in cash, bring the full amount plus a small buffer for the fee. Chase will not hold a check while you run to an ATM.

Fees and Payment Methods

Chase charges a fee for each cashier's check. The standard fee is $10 to $15, but some branches charge differently, and some account types (like certain premium checking accounts) may have the fee waived. Call your branch to confirm the exact fee before you go in.

You can pay for the check in three ways: from your Chase checking or savings account, with a debit card, or in cash. If you pay from your account, the money is deducted when ready. If you pay in cash, bring the exact amount or expect change. Chase does not accept credit cards for cashier's checks.

If you're a non-customer, you'll need to pay in cash. Some branches may require you to pay a higher fee or provide additional documentation. This varies, so call ahead.

How Long a Cashier's Check Takes

A cashier's check is ready in minutes — usually five to ten. The teller prints it, you sign it (or the payee does, depending on how it's made out), and you leave with it. There is no waiting period or processing time the way there is with a wire transfer or a regular check.

The only delay is if the branch is very busy or if you're ordering a very large amount that requires manager approval. For amounts over $10,000, Chase may ask additional questions for compliance reasons, but the check itself is still printed the same day.

Picking Up vs. Mailing a Cashier's Check

You pick up a cashier's check in person at the branch where you order it. Chase does not mail cashier's checks to your home — the teller hands it to you at the window. This is part of what makes them find: the bank verifies your identity before releasing it.

If you cannot pick it up yourself, you can authorize someone else to collect it on your behalf. That person will need a signed letter from you and their own ID. Some branches accept this, others do not, so call ahead. Alternatively, you can have the check made out to a third party (like a lawyer or title company) and they can pick it up, though this also varies by branch policy.

Using Your Cashier's Check

Once you have the check, you can deposit it, mail it, or hand it to the payee. A cashier's check is treated like cash by most banks and businesses — it clears faster than a personal check and is accepted in situations where a personal check might not be. Real estate closings, large purchases, and security deposits often require cashier's checks for this reason.

The payee deposits or cashes it at their own bank. There is no special process on their end. The check is may provide by Chase, so their bank will honor it without calling to verify funds the way they might with a personal check.

Keep your receipt from the teller. If the check is lost or stolen before the payee cashes it, you'll need the receipt to stop payment or request a replacement. Chase can issue a new check if you can prove the original was not cashed.

Stopping Payment on a Cashier's Check

You can stop payment on a cashier's check, but it is more complicated than stopping payment on a personal check. Call Chase when ready if the check is lost, stolen, or issued by mistake. You'll need the receipt, the check number, the amount, and the payee's name.

Chase will place a stop on the check, but they may require you to sign an affidavit swearing that the check was not received or was issued in error. There is usually a fee for this service as well. The process can take several business days, and the bank may require you to wait a set period (often 90 days) before issuing a replacement, to make sure the original does not surface and get cashed twice.

This is why it's important to keep your receipt and to deliver the check to the payee promptly. Once it's cashed, you cannot reverse the transaction.

Frequently Asked Questions

Can I order a cashier's check online or by phone at Chase?

No. Chase requires you to order cashier's checks in person at a branch. You cannot order them through the Chase mobile app, online banking, or by phone. Some banks offer this service, but Chase does not.

What if I need a cashier's check after the branch closes?

You'll have to wait until the branch reopens. Chase does not issue cashier's checks at ATMs or through remote channels. If you need one urgently, check your branch's hours — some locations have extended evening or weekend hours.

Can Chase issue a cashier's check for a very large amount?

Yes, but call the branch first. Amounts over $10,000 may require advance notice so the branch can confirm they have sufficient funds on hand. Chase will also ask additional questions for compliance with federal reporting rules. The check itself is still issued the same day.

What if the payee's name is spelled wrong on the check?

Contact Chase when ready. If the error is minor (like a middle initial), the payee can usually still cash or deposit it. If it's a significant error, you may need to request a replacement check. Bring your receipt and the incorrect check to the branch.

Is a cashier's check from Chase accepted everywhere?

Cashier's checks from Chase are accepted at virtually all U.S. banks and most businesses. They are treated as may provide funds. However, some very small institutions or international recipients may have questions, so confirm with the payee before you order if you're unsure.