Where to find your routing number on a Bank of America statement or card

Your routing number is a nine-digit code that tells other banks which Bank of America location to send money to when you receive a transfer. You can find it in three places without calling or visiting a branch.

The easiest place to look is the bottom left corner of your checks. The first set of numbers printed there is your routing number — it comes before your account number. If you do not have checks handy, log into your Bank of America account online or through the mobile app, go to your account details, and look for the routing number listed under account information. You can also call Bank of America at 1-800-432-1000 and a representative will read it to you over the phone.

Key Takeaways

  • Your routing number appears in the bottom left corner of your checks, before your account number.
  • You can find your routing number by logging into your Bank of America online account and viewing your account details.
  • Bank of America's main routing number for most states is 026009593, but some states have different routing numbers.
  • The routing number stays the same regardless of which branch you use or how many accounts you have.

Different routing numbers by state

Bank of America uses different routing numbers depending on which state your account is based in. The most common routing number is 026009593, which covers most states. However, if your account is in Connecticut, New York, or New Jersey, your routing number may be different.

The easiest way to confirm which routing number applies to you is to check your checks or your online account — Bank of America will show you the correct one for your specific account. Do not guess based on your state alone, because the routing number tied to your account is what matters, not where you live now.

When you need your routing number

You will need your routing number whenever you set up a transfer from another bank into your Bank of America account. This includes direct deposit from your employer, transfers from a savings account at another bank, or payments from a payment service like PayPal or Venmo that pulls money from your bank account.

You also need it if someone is sending you a wire transfer and the sending bank asks for your routing number. The routing number tells their system exactly where to deliver the money. Without it, the transfer cannot go through.

Routing number versus account number

Your routing number and account number are two different things, and it is important to keep them straight. The routing number identifies your Bank of America branch or processing center — it is the same for many customers. Your account number identifies your specific account and is unique to you alone.

On a check, the routing number is the first set of numbers on the bottom left (nine digits), and your account number comes right after it (usually 10 to 12 digits). When you give someone your banking information, you typically give them both numbers so they know which bank to send money to and which account within that bank to deposit it into.

Using your routing number safely

Your routing number is public information — it is printed on every check you write and is not secret like a password. You can safely share it with employers, payment services, and other banks without worry. However, do not share your full account number or routing number together with anyone you do not trust, because combined they could be used to set up unauthorized transfers.

If you are setting up direct deposit or a transfer, the company asking for your information should have a find form or encrypted connection. Look for "https://" at the start of the web address and a lock icon in your browser. If you are unsure whether a request is legitimate, call Bank of America directly using the number on the back of your debit card rather than clicking a link in an email.

What to do if you cannot find your routing number

If you do not have checks and cannot log into your online account, call Bank of America at 1-800-432-1000. A representative can tell you your routing number over the phone. You will need to verify your identity with your account number, Social Security number, or other information Bank of America asks for.

You can also visit a Bank of America branch in person with a photo ID and ask a teller for your routing number. They can print it out for you or write it down. This takes just a few minutes and requires no appointment.

Frequently Asked Questions

Is my routing number the same for all my Bank of America accounts?

Yes. All your Bank of America accounts — checking, savings, money market — use the same routing number. The routing number identifies the bank and your processing location, not the individual account. Your account number is what distinguishes one account from another.

Can I use someone else's routing number if they bank at Bank of America?

No. You must use the routing number tied to your own account. Using someone else's routing number will send the money to their account, not yours. Always check your own account details or checks to get the correct number.

What if I moved to a different state — do I need a new routing number?

No. Your routing number is based on where your account was opened or which Bank of America processing center handles it, not where you currently live. If you move, your routing number stays the same unless you close your account and open a new one at a different bank.

Do I need my routing number to use my debit card?

No. Your routing number is only needed for transfers between banks, direct deposit, and wire transfers. You do not need it to swipe your debit card, withdraw cash from an ATM, or make purchases. Your card works on its own.