Your account number is on your debit card, checks, and in Online Banking
Your Bank of America account number is a unique identifier for your specific checking or savings account. You can find it in three places without calling the bank: on the front of your debit card, on the bottom left of any check you write, or by logging into Online Banking or the mobile app.
The account number itself is typically 10 digits long. On your debit card, it appears after the card number — the card number is 16 digits, and your account number follows. On a check, look at the bottom: you'll see routing number, account number, and check number printed in that order from left to right.
Key Takeaways
- Your account number appears on your debit card (after the 16-digit card number), on checks, and in your Online Banking dashboard.
- The account number is 10 digits and identifies your specific account, separate from your card number or routing number.
- If you don't have a card or checks, log into Online Banking, tap your account name, and the number displays on the account details screen.
- You may need your account number to set up direct deposit, wire money, or authorize someone else to access your account.
Finding your account number in Online Banking
Log into your Bank of America account at bankofamerica.com or open the mobile app. On the home screen, you'll see a list of your accounts — checking, savings, or both. Tap or click on the account you need the number for.
The account details page will display your account number prominently near the top, usually right below the account name. You can also see your routing number on this same screen. If you have multiple accounts, make sure you're looking at the correct one before you copy the number down.
Reading your account number from a debit card
Look at the front of your Bank of America debit card. The 16-digit number across the middle is your card number. Below or after that card number, you'll see your 10-digit account number printed in smaller text.
The account number on your card is the same whether you have a checking account, savings account, or both — but if you have multiple accounts, each one has its own separate account number. Your debit card is linked to one specific account, so the number on the card belongs only to that account.
Locating your account number on a check
Open your checkbook and look at the bottom of any check. You'll see three sets of numbers printed in a special magnetic ink format. From left to right, they are: routing number (9 digits), account number (10 digits), and check number (4 to 5 digits).
The account number is always in the middle of these three. If you're unsure which is which, the routing number is the shortest, the account number is the longest, and the check number is the smallest. This layout is standard across all U.S. banks, so the position is always the same.
What to do if you can't find your account number
If you don't have a debit card, checks, or access to Online Banking, you can call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative can tell you your account number over the phone and can also mail you a new debit card or checks if you need them.
You can also visit a Bank of America branch in person with a photo ID. A teller can look up your account number and write it down for you on the spot. This is often the fastest option if you have a branch nearby.
Why you might need your account number
Your account number is required for several common banking tasks. If your employer is setting up direct deposit, they'll ask for your account number and routing number. If you're sending or receiving a wire transfer, both numbers are needed. If you want to give someone else permission to access your account, you may need to provide your account number.
Some bill pay services also ask for your account number when you're setting up automatic payments. Keep your account number private — treat it the same way you would your Social Security number, since someone with both pieces of information could potentially access your account.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is 16 digits and appears across the front of the card. Your account number is 10 digits and appears after the card number in smaller text. They are two different numbers tied to the same account.
Can I use my account number to make purchases online?
No. Online purchases require your full 16-digit card number, expiration date, and CVV security code. Your account number alone cannot be used to make purchases. Account numbers are used for bank transfers, direct deposit, and wire transfers — not for card transactions.
What's the difference between my account number and routing number?
Your routing number identifies Bank of America as your bank — it's the same for all Bank of America customers in your region. Your account number identifies your specific account within the bank. You need both numbers together for wire transfers and direct deposit setup.
Do I have a different account number for each account I have?
Yes. If you have a checking account and a savings account, each one has its own 10-digit account number. Your debit card is linked to one account, so it shows only that account's number. Log into Online Banking to see the account number for any account you own.
Is it safe to share my account number?
Your account number alone is not enough for someone to access your account or steal money — they would also need your routing number, PIN, or online banking password. However, treat it as private information. Only share it with your employer for direct deposit, with your bank for wire transfers, or with trusted financial institutions you're doing business with.