Yes, you can earn points on most corporate American Express cards, but the rules depend on which card your company uses

Corporate Amex cards come in different versions. Some earn Membership Rewards points on every purchase, some earn points only on certain categories, and some don't earn points at all—they're designed purely for expense tracking and company cost control. The card your employer issued will fall into one of these groups. Your employee handbook, the card agreement that came with your card, or a quick call to your company's benefits or finance department will tell you which type you have.

If your card does earn points, those points belong to your company, not to you personally. Your employer owns the rewards account and can use the points however they choose: redeeming them for travel, statement credits, merchandise, or cash back. Some companies let employees see and suggest how points are used. Others keep the rewards pool separate and use it for company expenses only. This is a company policy decision, not an Amex rule.

Key Takeaways

  • Corporate Amex cards may or may not earn points—it depends on which specific card your company chose and how it was set up.
  • If your card earns points, those points belong to your company's account, not your personal account, even though you're the one making the purchases.
  • Your company controls how the points are redeemed and whether employees see any benefit from them.
  • You can ask your finance or benefits department which card you have and whether it earns rewards.

Which corporate Amex cards earn points

American Express offers several corporate card products. The Corporate Card and Corporate Green Card both earn Membership Rewards points on purchases. The Corporate Card typically earns one point per dollar spent, while the Corporate Green Card earns higher points on certain categories like airfare and restaurants. There are also Corporate Purchasing Cards designed for high-volume spending, which may or may not earn points depending on how your company configured them.

Some companies also use the Corporate Charge Card, which requires the full balance to be paid each month and does not earn points. This type is chosen by companies that want to control spending and simplify accounting rather than accumulate rewards.

The easiest way to know which card you have is to look at the card itself—the name is usually printed on the front or back—or check your first statement. Your statement will also show whether points are being earned on your purchases.

How points are tracked and managed

When you use a corporate Amex card that earns points, Amex deposits those points into your company's central rewards account, not into a personal account tied to your name. Your company's finance or procurement department manages this account. They can see the total points balance, the earning rate, and redemption options.

Some companies give employees access to a portal where they can see how many points have been earned across all corporate cards in the program. Others keep this information private to the finance team. If you want to know your company's total points balance or how the points are being used, your finance department is the right place to ask.

Whether you benefit from the points your card earns

Whether you personally benefit from corporate card points depends entirely on your company's policy. Some companies use the points to offset travel costs for employees, fund team events, or provide statement credits that reduce the company's overall card bills. Other companies straightforward let the points accumulate as a financial asset on the company's balance sheet.

A few companies have formal programs where employees can request points for personal use—for example, redeeming them toward a flight or hotel stay—but this is less common. The best way to find out is to ask your manager or finance department whether there's a policy for employee access to corporate rewards.

What happens to points if you leave the company

The points stay with your company. Because the rewards account belongs to the company, not to you, the points remain company property even after you resign or are terminated. You cannot transfer them to a personal rewards account or redeem them for yourself after you leave.

If you're planning to leave and want to know whether your company intends to use accumulated points before your departure, that's a question for your finance or HR department. Some companies accelerate redemptions when they know a major cardholder is leaving, but there's no requirement to do so.

How to check your card's earning rate

Your corporate card agreement or the welcome materials that came with your card should list the earning rate. You can also check your statement—most corporate Amex statements show points earned in the current billing period and the year-to-date total.

If you can't find this information, call the number on the back of your card and ask which corporate card product you have and what the earning rate is. Amex customer service can confirm whether your specific card earns points and at what rate.

Frequently Asked Questions

Can I transfer corporate card points to my personal Amex rewards account?

No. Corporate card points go into your company's rewards account, and you cannot move them to a personal account. The points belong to your employer, not to you.

What if my company's card doesn't earn points?

Some corporate cards are set up without rewards to keep the focus on cost control and expense tracking. If your card doesn't earn points, that's a choice your company made when they selected the card product. You can ask your finance department whether switching to a rewards-earning card is an option, but that decision is made at the company level, not by individual employees.

Do I earn points on personal purchases made with a corporate card?

You should only use a corporate card for business expenses. If you do use it for personal purchases, those transactions will still earn points (if the card earns them), but the points go to your company's account. Using a corporate card for personal expenses may also violate your company's card policy.

Can I see how many points my card has earned?

Your statement will show points earned in the current billing period. For the total company balance, you'll need to ask your finance or procurement department. Some companies share this information with employees; others keep it internal.

What if I think my card should be earning points but isn't?

Check your most recent statement to confirm no points are showing. If points should be earned but aren't, contact Amex customer service with your statement and card details. There may be a setup issue, or your card may have been configured without rewards. Your company's finance department can also investigate on their end.