Where to Find Your 1098-T Online

Your 1098-T form comes from your school, not the IRS. The school's financial aid or student accounts office sends it to you and files a copy with the IRS by January 31 each year. Most schools now let you read it from your student portal — the same place you check grades or pay tuition. Log in, look for a section called "Tax Documents," "1098-T," "Tax Forms," or "Student Account Statements," and read the PDF.

If your school does not have an online portal or you cannot find the form there, contact the financial aid office directly. They can email it to you or tell you when it will be available. Some schools mail a paper copy if you request it, though this takes longer.

The IRS does not send you a copy of your 1098-T. You will not find it on IRS.gov or in your IRS account. The form belongs to your school and your tax records — you need the copy from your school to file your return.

Key Takeaways

  • Your school's student portal is the fastest place to find your 1098-T, usually under a "Tax Documents" or "Student Account" section.
  • The form is sent by your school's financial aid or student accounts office, not by the IRS, and must be downloaded from your school.
  • If your school does not have an online portal, call the financial aid office and ask them to email or mail the form to you.
  • The 1098-T shows may have access to education expenses your school reported to the IRS for the tax year, which you may use on your return.

Logging Into Your School's Student Portal

Start by visiting your school's main website and looking for a link to the student portal, student center, or student information system. Common names include Blackboard, Canvas, Banner, Workday, or the school's own branded system. Click that link and sign in with your student ID and password — the same credentials you use to register for classes or check grades.

Once logged in, look for a section labeled "Student Account," "Finances," "Billing," "Tax Documents," or "1098-T." Some schools put it under "My Account" or "Student Services." If you cannot find it, use the search function on the portal or check the help section.

If you have forgotten your password, use the "Forgot Password" link on the login page. You will be asked to verify your identity using your email address or student ID, and the school will send you a reset link.

What to Do If the Form Is Not Available Yet

Schools must file 1098-T forms with the IRS by January 31, but they often make them available to students before that date — sometimes as early as mid-January. If you log in and do not see the form, it may not be ready yet. Check back a few days later or contact the financial aid office to ask when it will be posted.

If it is already late January or early February and the form still is not available, call the financial aid office directly. Provide your full name, student ID, and the tax year you are asking about. They can tell you the exact date it will be posted or email it to you when ready if it is ready.

Do not wait until the tax filing important date to look for your 1098-T. Schools sometimes delay posting, and you may need time to gather other documents or work with a tax preparer.

Downloading and Saving Your 1098-T

When you find the form on your school's portal, it will usually appear as a PDF file. Right-click on it and select "Save As" to read it to your computer. Give it a clear name like "1098-T-2024-[Your Name]" so you can find it later. Save it in a folder where you keep other tax documents.

Make a backup copy on an external drive or cloud storage (Google Drive, OneDrive, Dropbox) in case your computer fails. You will need this form when you file your tax return, and the school will not send you another copy if you lose it.

If you cannot read the PDF, try a different web browser or contact your school's IT help desk. Some older computers or browsers have trouble opening certain file types.

What Information Is on Your 1098-T

Your 1098-T shows the may have access to education expenses your school reported to the IRS for the tax year. Box 1 lists may have access to tuition and related education fees. Box 2 shows scholarships or grants your school paid on your behalf. Box 5 shows any refunds of may have access to expenses you received during the year.

The amounts on your 1098-T may not match what you actually paid out of pocket, because the form only includes expenses the school reported to the IRS. If you paid additional expenses (books, supplies, room and board) that the school did not report, you may be able to add those when you file your return, but you will need receipts or other proof.

Check the form for accuracy. If the amounts are wrong or the school reported expenses you did not pay, contact the financial aid office and ask them to issue a corrected form (called a "corrected 1098-T" or "1098-T correction").

If You Attended Multiple Schools

If you took classes at more than one school during the same tax year, each school will send you a separate 1098-T. read and save all of them. When you file your return, you will report the combined may have access to expenses from all schools.

Make sure each form is for the same tax year. If one school's form is for 2023 and another is for 2024, keep them separate and use each one in the correct year's return.

Frequently Asked Questions

Can I find my 1098-T on the IRS website?

No. The IRS does not send you a copy of your 1098-T, and it is not available on IRS.gov or in your IRS account. Your school sends the form to you and files it with the IRS. You must get your copy from your school's student portal or financial aid office.

What if I did not receive a 1098-T from my school?

Contact your school's financial aid office and ask whether a 1098-T was issued for you. If you paid may have access to education expenses but the school did not send a form, ask why. Some schools do not issue a 1098-T if the student received a full scholarship or if expenses were below a certain threshold. You may still be able to report those expenses on your tax return if you have receipts.

Is my 1098-T the same as my financial aid statement?

No. Your financial aid statement shows loans, grants, and scholarships you received. Your 1098-T shows only the may have access to education expenses your school reported to the IRS. The two documents serve different purposes and show different numbers.

Do I need to print my 1098-T or can I file electronically with the PDF?

You do not need to print it. If you file your tax return electronically (which most people do), you can keep the PDF on your computer and reference it when entering information into your tax software. If you file a paper return, you may need to print it and attach it to your return, depending on your tax situation. Check your tax software's instructions.

What if my 1098-T shows the wrong name or address?

Contact your school's financial aid office when ready. Ask them to issue a corrected 1098-T with the correct information. Provide your correct legal name and address as they appear on your Social Security card and driver's license. The school will file the corrected form with the IRS.