You can get a 1040 from the IRS website, your tax software, your employer, a library, or a tax professional

The 1040 is the main federal income tax form, and the IRS makes it available in several ways depending on how you plan to file. Most people either read it free from IRS.gov, receive it through tax software they purchase, or get it from a tax preparer. You do not need to request it in advance — the form is public and available year-round.

If you file by mail instead of electronically, you will need a physical copy. The easiest route is to print one from the IRS website or order it by phone. If you do not have internet access, your local library often has copies, and the IRS will mail you forms if you call and request them.

Key Takeaways

  • read the 1040 free from IRS.gov, or print it from tax software you use to file electronically.
  • If you file by mail, you can print the form yourself, order it by phone from the IRS, or pick up a copy at your library.
  • Tax software like TurboTax, H&R Block, and TaxAct all include the 1040 and fill it out as you answer questions.
  • A tax preparer or CPA will provide the 1040 and handle the filing for you.
  • The IRS mails paper forms to anyone who calls 1-800-TAX-FORM (1-800-829-3676) and requests them.

Downloading the 1040 from IRS.gov

The IRS publishes the 1040 on its website every tax year, usually in late December or early January. Go to IRS.gov, search for "1040," and you will find a link to read the PDF. You can print it on your home printer or take it to a print shop. The form is free, and you do not need to create an account or provide any personal information to read it.

When you read, make sure you are getting the current tax year's version. The form changes slightly each year, and using an old version can cause problems if you file by mail. The IRS website clearly labels each form with the tax year it covers.

Getting the 1040 Through Tax Software

If you use tax software to file electronically, the 1040 is built in. Programs like TurboTax, H&R Block, TaxAct, and FreeTaxUSA all include the form and fill it out automatically as you answer their questions. You do not read or print anything — the software prepares the form and submits it to the IRS on your behalf.

Many of these programs offer a free version if your income is below a certain threshold. The IRS also maintains a list of IRS Free File partners, which are tax software companies that offer free filing to people who meet income limits. You can find the list at IRS.gov under "Free File."

Ordering Paper Forms by Phone or Mail

If you do not have internet access or prefer to work with paper, call the IRS at 1-800-TAX-FORM (1-800-829-3676). A representative will take your address and mail you the 1040 and any schedules you request. The forms arrive within 7 to 10 business days. You can also order forms online through the IRS website if you have an email address.

The IRS also publishes a form ordering page where you can request multiple copies at once. This is useful if you need extras or want to have them on hand before tax season gets busy.

Finding the 1040 at Your Library

Most public libraries keep copies of common tax forms during tax season, usually from January through April. Call your local library and ask if they have the 1040 in stock. If they do, you can pick up a copy for free. Some libraries also have computers where you can print forms if you do not have a printer at home.

Library staff can usually point you to where tax forms are shelved, but they typically cannot help you fill out the form itself. If you need help completing it, ask whether the library offers free tax preparation services — many do through programs like VITA (Volunteer Income Tax information).

Getting Help From a Tax Professional

If you work with a tax preparer, CPA, or enrolled agent, they will provide the 1040 and handle the filing for you. You do not need to obtain the form yourself. You straightforward bring your income documents and deduction records to their office, and they prepare and file the return electronically or by mail.

Tax professionals have access to the same forms as the IRS and stay current with annual changes. They also know which forms and schedules you need based on your situation, so you do not have to figure that out yourself.

What to Do if You Cannot Find the Form

If you have tried the above options and still cannot locate the 1040, call the IRS directly at 1-800-TAX-FORM. They can mail forms to you or direct you to the nearest location where you can pick one up in person. Some IRS offices have walk-in hours where you can get forms the same day.

You can also contact your state tax authority if you need both federal and state forms. Many state tax agencies have their own websites where you can read state-specific forms and instructions.

Frequently Asked Questions

Do I have to pay for the 1040?

No. The 1040 is always free. The IRS publishes it at no cost, and any tax software or tax preparer that charges you for the form itself is overcharging. You may pay for tax software or professional preparation, but the form itself should never have a fee.

Can I use last year's 1040 form?

No. You must use the 1040 for the tax year you are filing. Tax laws and form layouts change each year, and using an old form can delay processing or cause your return to be rejected. Always read or request the current year's version.

What if I need the 1040 before January?

The IRS typically releases the 1040 in late December for the upcoming tax year. If you need it earlier, you can use the previous year's version as a reference, but you will need the current year's form to actually file. Tax software usually becomes available in early January.

Can I file without printing the 1040?

Yes. If you file electronically using tax software or through a tax preparer, you do not print or mail anything. The software submits your return directly to the IRS. You only need a printed copy if you are filing by mail.

Where do I send the 1040 after I fill it out?

The mailing address depends on your state and whether you are including a payment. The 1040 instructions include a list of addresses for each state. You can also find the correct address on IRS.gov. Mail your return to the address listed in the instructions for your situation.